Hi - Pre-Op newbie. Going to seminar on Wednesday

[gingerjane 5]

So, I've decided that I need to make a change in my life. I'm going to a free seminar on Wednesday (Dr. Trace Curry in Cincinnati) and truthfully - I've already made up my mind that this is something that I need to have.

Pretty much all of my life I've been overweight. I was teased as a child, was a bulemic as a teen (the only time I was ever of normal weight) and as an adult with two children, I've gained a lot of weight since getting married. I truthfully get disgusted just thinking about myself at this point. Being big runs in my family but now I'm the biggest and am not happy with me.

The thing is - I'm always hungry. I could eat Breakfast and be hungry afterward and hungry mid-morning. Same with lunch- by 3:00, I'm looking for a snack. My stomach constantly growls. I know I don't make the best choices (I'm not a salad eater) but at the same time, in order for me to lose weight on a diet I have to consume under 1100 calories per day and that leaves me starving and irritable.

I called my insurance this morning and was devastated to find out that any weight loss surgery is excluded. Now I'm trying to figure out how I can cover this. My husband and I don't make a ton of money and our credit isn't perfect. Does anyone have any ideas for how they covered their fees? I can just see this being something where I'm denied all the way around. :confused:

I want to hear good stories - ones where you felt like there were no options but in the end you were able to do it. I'm just sort of distraught right now.

[Melinco 1]

Welcome to LBT. I'm a self-pay as my insurance doesn't cover any type of WLS. I am financing 1/3 of the cost, taking out a loan from my 401(k) for 1/3, and taking a distribution from my IRA for 1/3. It's running me about $15,000.

I look at it as an investment. I'll get a return on it by not eating out as much, avoiding having co-morbidities that I don't have right now. The down side (economically) is that I'll have to buy new clothes! I think I can handle that.

Go the the main board, scroll down and you'll find a thread for self-payers. You may be able to get additional information there about how to finance.

Good luck with your journey. I get banded in 17 days.