Shrinking Violets - Part 5!

[Daisalana 33]

You know, he would have Judy, but we were talking about Haydee's wedding.. ; )

Last year 401k does some ADP test, which means because I am family I can't have special benefits.. meaning, I can't have a large amount of 401k contributions if everyone else isn't.

So last year I was putting in 9%, and I apparently failed the test so they sent back $500 and I lost all earning I made on it.

HR said she ran the test for this year---this year, I dropped to 5%--and as of 9/30 I am over by $1,600.. doesn't include the weekly contributions of Oct even. UGH. So pissed, the 401k is doing well right now, which means they are going to send me $1,600 (plus oct) in December, and I lose all earnings on it. I'm getting really mad. The only reason I 'fail' is because not a lot of people do 401k here at work in these tough times, so apparently I can't do 401k at all since I am family.

So next year (Russ apparently isn't evaulated as fam), we're just gonna have Russ do all the 401k and I'm dropping it.

[janiebug 0]

Good morning!!

Too funny Judy!!

I am assuming you got my pm Laura.

I want to be skinnier.

I think we all need to live closer.

I am supposed to go shopping with Suzanne Sunday, so was hoping to get my ss shopping done then, but she emailed me that she had a bad case of flu and hoped she felt better. I don't know any people around here that have the flu, but I understand it is hitting alot of people.

They closed a rural school district last week for the flu.

Okay enough rambling.........

[janiebug 0]

Pamela and Judy you made me laugh!!

Laura can't you do an IRA or a Roth IRA? It is better than nothing........

[janiebug 0]

I made a new ticker to lose 30 pounds by christmas. Shouldn't be hard, RIGHT!!!!!!

[janiebug 0]

lets see if it works now???

[Daisalana 33]

I don't know much about this stuff, this is through the company and it comes out before taxes on my paycheck. 401k is only one they offer..

[janiebug 0]

UGH!!! I want my new ticker!!!

[janiebug 0]

Okay I am giving up and going to work!! Maybe tonight I will figure it out?

[Haydee 2]

Jane - you crack me up! All I see is your old ticker...

Laura - yep, 401K is tricky. I would definetly do a Roth IRA. Go to your bank and ask about it and they can help. The only downside is that this is after taxes...

[Haydee 2]

Laura - is that your cousin on your FB that the husband was tweeting the whole time?? The baby is Luke... Can I ask a stupid question?? I've seen alot of newborns and their heads are shaped like that. WHY?? Is it because the vaginal canal is so small?

[Daisalana 33]

LOL... Yes, Luke.. and yes, ALL babies that go through the vagina (or sit low for a long time before a c-section) end up with a cone head. It goes away in a day or two. Their skull is 4 disconnected parts (for birthing), and when they come down the canal, the parts slide over each other to make that cone shape, then it settles... Then as they grow older it fuses together and voila we have a normal hard head. That's why babies have the soft spots.

[Haydee 2]

oh my gosh, i never thought about that... I always wondered why babies had those weird cone shaped heads, LOL...

[Teachlady 3]

Actually it's because they're aliens. :tt2::thumbup:

[HeatherO 7]

Not all babies are that cone-headed. My son was verryyy coneheaded, but it was a rough delivery with forceps. However, my daughter's head was very round and perfect. It is because she was a small baby, not the first baby I have had and my labor was really fast (induced at 6:30 with no contractions and delivered around 10:30).

The harder the labor, the longer you are waiting as the baby moves through the birth canal, the bigger the baby happens to be all contributes to head shape.

Let's hope you have a fast and easy delivery with a very healthy but not too large baby :0)

[Daisalana 33]

Carson had a perfectly round head & face, since he never got low enough to get into the birth canal and coming out via c-section.

Some babies have VERY cone shaped heads, I know it's not true, but I always think that's why they put the cute caps on all babies hah hah. (I know it's for warmth). Babies go from oh my goodness cone head, to AWWW with just those lil caps.