Insurance can make me sick sometimes

[desavko 0]

I was banaded Dec. 1, 2008 my fills were always covered to where i just paid my office visit co-pay, I had been going everymonth with no problems this month I go in for a fill and am told my co-pay is now 125.00. Insurance has changed coverage. I'm so ticked off because rightnow I just can't afford it but I know I need my fills because my weight loss has been slow as it is(i've only lost 30 lbs since Dec.1). How could they. I don't know what to do now because i was already getting discouraged because everyone else I know that has had the band lost quicker but now this... It's frustrating. What would you do??????

[ljv52 2]

First, I would talk to the hr dept. at your work and find out what is going on with your insurance. Second, if if your insurance coverage has actually changed and you will have to pay the $125 per fill, I would talk to the doctor's office about a payment plan. If you can afford say $50 per month, would they be agreeable to you paying that? I get fills about every 6 weeks right now, so you'd be able to make 2 payments between each fill so you wouldn't get too far behind. And, of course, make sure your doctor is aware of this situation so that he/she can make sure your fills are adequate. I know some doctors are more conservative with fills than others, so make sure your doctor understands that you are paying a lot of money for each fill. Good luck, I wish you the best. Linda

[jkend50035 1]

I had a similar experience with my ins co. They told me they no longer cover fills, in fact, they said they had an audit and they should never have even covered the surgery itself!! That unnerved me to say the least....

My Doctor has been working with me on a payment plan to pay for my fills, thankfully. I would think most Docs would work with a patient given the economic times we are in. Good luck!