Approved! But now...

[lilith 6]

They called me today and told me I am approved! But they said I have to call the hospital and see what my out of pocket cost is and that it has to be paid before my surgery... my insurance is One Net PPO. Does anyone have any idea of the cost?

I called and left a message at the number they gave me but I'm a nervous wreck that it's going to be more than I can come up with before my date - which is the 23rd of this month - I'm between YEA! and OH NO! lol

:sad:

[baps813 0]

You have no idea how grateful I am for this site!!!! I just got the EXACT same news only I don't have a PPO. What I DO have is a $4000 out of pocket max which means I have to take my doc $640 next week at Pre-op which is fine, but the hospital wants $3000!!!!!!!!!!!!!!!!!!!

I will literally have a FIT if I cannot work out a payment arrangement. I'm willing to do anything! You should be able to get a payment arrangement as well, I just have no clue what it will be.

I don't have an answer, just know that you're not alone...

[lilith 6]

You have no idea how grateful I am for this site!!!! I just got the EXACT same news only I don't have a PPO. What I DO have is a $4000 out of pocket max which means I have to take my doc $640 next week at Pre-op which is fine, but the hospital wants $3000!!!!!!!!!!!!!!!!!!!

I will literally have a FIT if I cannot work out a payment arrangement. I'm willing to do anything! You should be able to get a payment arrangement as well, I just have no clue what it will be.

I don't have an answer, just know that you're not alone...

Thanks so much for replying!!! OMG - if they tell me I have to come up with $4000 I'll die! I don't want to tell anyone I've been approved because if I can't afford the co-pay I'll be too embarrassed to tell them I had to cancel it! Let me know what happens with you! I'll be sending good thoughts... that and $4000 would get you a lot, lol.

[baps813 0]

That's the best part... I already told everyone MAY 1ST!!! LOL!!!

I refuse to worry about it and you don't either! What hospital wouldn't want $20,000 over $3000???? I'm going to ask them tomorrow if they'll take Automatic w/drawal... I'll sell them my kidney at this point! I'm too excited! LOL

I'm trusting God that He wouldn't let me get this far and get stuck here...can't take it! Keep your head up.

[lilith 6]

That's the best part... I already told everyone MAY 1ST!!! LOL!!!

I refuse to worry about it and you don't either! What hospital wouldn't want $20,000 over $3000???? I'm going to ask them tomorrow if they'll take Automatic w/drawal... I'll sell them my kidney at this point! I'm too excited! LOL

I'm trusting God that He wouldn't let me get this far and get stuck here...can't take it! Keep your head up.

LOL - good point! And if you sold your kidney you'd already be down at least a pound, lol. I was so upset when I had my hysterectomy and gained weight - I thought for sure my uterus should have been 1lb!!!

[baps813 0]

HAHAHAHA!!!

[lilith 6]

Grrrrrrrrr! I still have no clue, I saw the surgeon today and played phone tag with the hospital and they still don't know what my out of pocket is going to be - they are going to drive me nuts!

[baps813 0]

OH NO! Well, rest assured that the hospital shouldn't be a problem.

I talked to them today and I only have to put down 25% of my balance to them and they worked out the monthly for a really small amount- although I will pay more than what they require.

So, even if the out of pocket is rough, the hospital will work with you!!! Have a good and relaxing weekend- NO STRESS!

[lilith 6]

OH NO! Well, rest assured that the hospital shouldn't be a problem.

I talked to them today and I only have to put down 25% of my balance to them and they worked out the monthly for a really small amount- although I will pay more than what they require.

So, even if the out of pocket is rough, the hospital will work with you!!! Have a good and relaxing weekend- NO STRESS!

Thanks so much, I'm so glad to hear you were able to work something out, keep your fingers crossed for me!

[lilith 6]

Okay, I FINALLY found out the amount due - it's approx. $1255 - which is great! But it's due by Friday, and that sucks, lol. We're going to make it work though... so I guess surgery here I come!

[baps813 0]

Oh no!!! That's ALOT... By Friday???? Well at least you're able to work it out!

WE'RE ON OUR WAY GIRL!!!!