Complicated Insurance Question

[ellisfan 0]

I currently have Aetna insurance (on cobra). I am eligible for Medicare on June 1st.

Aetna has told me I will have an 20% copay for the surgery.

If I have both Medicare and Aetna at the time of surgery, will both be billed? Will Medicare pay the difference (the 20% copay?) Or should they submit to Medicare first?

Does Medicare typically pay 100%?

Since I have started the process with Aetna insurance. Will I have to start over in June for the Medicare insurance?

Help me! I have so many questions and it's all overwhelming and confusing. But I know I need this done for my health.

[adagray 1]

If you have picked a surgeon already, I would check w/the insurance liaison(s) at your surgeon's office. They will probably have the experience and knowledge to know how to handle this situation. Sorry I am not more help than that.

[ellisfan 0]

If you have picked a surgeon already, I would check w/the insurance liaison(s) at your surgeon's office. They will probably have the experience and knowledge to know how to handle this situation. Sorry I am not more help than that.

I have my first consult on the 30th! Thanks for the advice :crying: