Jump to content
×
Are you looking for the BariatricPal Store? Go now!

I got Denied by my insurance Beech Street.



Recommended Posts

Has anyone done their surgery through insurance with Beech Street. I got denied for coverage through the surgery but I wanted to know if anyone got denied and appealed or wrote a letter. Please help me I need info. My BMI is 44.41 and I have no comorbidities. But I am 19 and trying to catch it early.:thumbup:

Share this post


Link to post
Share on other sites

What did your letter of denial say?

If it is because you have a weight loss exclusion in your policy then they will not cover it.

But it could also be that you haven't sent in everything they require of you. Your doctor's office may not have sent in all the information they need.

Share this post


Link to post
Share on other sites

the doctors office just talked to them. They came back in the room and told me that there was an exclusion so i am not covered. I never eprsonally talked to them. I never got a denial letter it was just an over the phone thing. Should I just call them myself and ask what the exclusion is?

Share this post


Link to post
Share on other sites

the doctors office just talked to them. They came back in the room and told me that there was an exclusion so i am not covered. I never eprsonally talked to them. I never got a denial letter it was just an over the phone thing. Should I just call them myself and ask what the exclusion is?

Yes, you should call them and have them send you the policy information on weight loss surgery.

Share this post


Link to post
Share on other sites

Brenda,

Typically, if there is an exclusion on the policy, they do not cover weight loss surgery for any reason. I'd call and make sure that is what they mean when they said there is an exclusion. Good luck.

Share this post


Link to post
Share on other sites

beechstreet ppo through my fathers work.

Share this post


Link to post
Share on other sites

Hi Bren, Is your father a union electrician? My husband is and his insurance is also beech street, read the summary of benefits a little bit ago and there is definatley a wls exclusion, but I haven't and won't give up, there was some info in there that gave me hope...i would like to know though if there is anyone out there that has been approved by Scott & White or Texas Tru Choice???

Share this post


Link to post
Share on other sites

I don't believe he is. He is an electrician though. I think that I am just going to work on getting my credit score up right now its at a 569 and then I can apply for credit through Care Credit or Capital One Health. I really want this surgery and I won;t let insurance issues stand in the way. I would also rather not go through all the hoops of getting insurance problems figured out becuase if I keep waiting for that I would probably have gained 50 lbs from all the stress and eating that comes with it. I have found a place here in Tx hat does it for around $9000. TLCEdge and have heard good things from others and the people themselves so Hopefully by the middle of this year or end of it I will be banded. Wish me Luck:thumbup:

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Trending Products

  • Trending Topics

  • Recent Status Updates

    • rlcpd

      Two months out from hiatal hernia repair.  Surgeon said to expect a lot more flatulence...something about the 'air' no longer being able to 'burp' out so comes out the other end.  That is my experience but have no understanding of why that swallowed air cannot be 'burped'. ???
      · 1 reply
      1. BlondePatriotInCDA

        As I understand it since your stomach is smaller and not completely resting against your diaphragm anymore you no longer have the ability to "push" burps out as well. Plus, since its smaller and we don't digest slower the trapped air moves a lot quicker out of the stomach so its no longer available to burp out. Hence the other option for removal.

    • Lizette1122

      Anyone had the TORe procedure? How did it go? How much weight did you loose? 
      · 0 replies
      1. This update has no replies.
    • LadyVeteran1

      Sleeve surgery is on April 14th.  I am counting the days!!  Can't wait!
      · 3 replies
      1. Brookie2shoes

        Me too girl!! Are you in the full liquid diet right now? It’s sooooo hard!

      2. LadyVeteran1

        Not yet. I was told I only have to do 24 hours of a liquid diet. But I have my pre-op tomorrow so I’m going to confirm if I need to do longer.

      3. buildabetteranna

        Your so close now! It's gonna be great :) Wishing you a speedy recovery and looking forward to seeing how it goes!

    • buildabetteranna

      Down 33 lbs and slightly stalled, but I'm gonna reevaluate and push through. I started back to work last week after 2 years of being disabled due to mental health as well as my weight. It's a great job and I'm just so happy to have this opportunity at a second chance at life. Hope everyone is having their best journey ❤️ Together, we got this!
      · 2 replies
      1. DaisyChainOz

        Great work Anna! Keep it up 😁

      2. buildabetteranna

        Thank you ❤️

    • Bashbee91

      Hey guys new to the process looking forward to this new life. 
      · 0 replies
      1. This update has no replies.
  • Recent Topics

  • Hot Products

  • Sign Up For
    Our Newsletter

    Follow us for the latest news
    and special product offers!
  • Together, we have lost...
      lbs

    PatchAid Vitamin Patches

    ×