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Employer switching insurance



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from United Health Care to Atena . I read in my info for the employer that our new insurance company is supposed to have better bariatric coverage but I dont know how it works when I have already had the band. Do I need to be re-approved with Atena to get fills? Thanks

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It depends on the agreement your company made with Aetna. You should check with them.

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I would check with Human Resources and also make sure that your doctor is in network with them. If not you might want to try and work out a deal with him in regards to the additional costs.

Chris

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I just found out it is cigna, not aetna. I also read up that they have increased coverage for bariatric surgeries so I am somewhat reliefed to see that but I cannot speak with the insurance company until it kicks in on the 1st. My letter from HR also stated that they did not take anthing away, as far as coverage, but added to our plan. I also think, but I need to call to check, that my doc will bill me as though we were in plan, even if they are out of my plan with the insurance company. I have a ton of calls to make starting the first.

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I'm being switched from Aetna to United Health Care I to can't check anything till 1/1 so I don't know it it will get better or not...we are not suppose to lose any coverage my surgons office said that UHC might be easier then Aetna. I'm still on 6 mo weight loss and I'm holding off on any out of pocket expenses till the swtch. Good luck to anyone else who's switching....:)

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