kimmcneely 1 Posted July 11, 2005 When I went to visit Dr. Spivak in Houston for a consultation back in June they were very persistant to tell me that Blue Cross Blue Shield would deny me. They said they hadn't had any approvals from them. I was prepared to pay out of my own pocket but I let them submit it anyway. I have no comorbities and my BMI is barely 40. When I got home that night and my husband and I talked about it, I had decided to just pray everyday for the same thing and believe that it would happen. My prayer was that the insurance would approve it as though they had never seen it. That there wouldn't be any denials, they wouldn't ask for any other paperwork and that they wouldn't drag it out forever. My husband stood in agreement with me on this prayer and today, one month after my consultation, I received my letter of approval. Isn't that something? No, it is something...it is God. I know this is a lap band forum and not a prayer forum, but I just wanted to share my experience. Share this post Link to post Share on other sites
Mellie 0 Posted July 20, 2005 That is awesome!! I'm praying for the same thing here in NC. Did you have an exclusion for Lap-Band in your policy? Share this post Link to post Share on other sites
sherry matt 0 Posted August 17, 2006 Hi Mellie, I have B/c B/s of Virgina, I live in Ky. but my husband's co. has insurance out of Virgina... I had the Drs. letters on Aug. 6th. and was approved on Aug 8th.!!! Ask your Insurance co. for the entire policy, My Dr, happens to be out of network, but I have out of network coverage. The hospital part will be paid in full. My whole bill would have been paid in full if I would have chosen a DR. in network.Good luck to you. I will have surgery on Aug. 30th... Share this post Link to post Share on other sites
bfyneNtyme 0 Posted June 30, 2007 When I went to visit Dr. Spivak in Houston for a consultation back in June they were very persistant to tell me that Blue Cross Blue Shield would deny me. They said they hadn't had any approvals from them. I was prepared to pay out of my own pocket but I let them submit it anyway. I have no comorbities and my BMI is barely 40. When I got home that night and my husband and I talked about it, I had decided to just pray everyday for the same thing and believe that it would happen. My prayer was that the insurance would approve it as though they had never seen it. That there wouldn't be any denials, they wouldn't ask for any other paperwork and that they wouldn't drag it out forever. My husband stood in agreement with me on this prayer and today, one month after my consultation, I received my letter of approval. Isn't that something? No, it is something...it is God. I know this is a lap band forum and not a prayer forum, but I just wanted to share my experience. I too believe in the power of prayer...to God! Thank God for your blessing! I was dealt a blow as well from my insurance company. At the last minute they decided I was not completely approved but was not denied. This made no sense to me whatsoever! I'm scheduled for July 2nd (Monday) and guess what, I'm stepping out on faith and believing that God will see me through! Please pray with and for me that Cigna will pay for the surgery! I'm not turning back now because I know that Satan wants nothing more than for me to loose my zeal and faith in Christ. God is good...ALL OF THE TIME! I cannot financially afford to pay for the surgery as I am a single parent of 1. The power of prayer is powerful. Many blessings! Share this post Link to post Share on other sites
valzie 0 Posted July 1, 2007 That is so wonderful to hear. I do believe in the power of prayer! Share this post Link to post Share on other sites
bfyneNtyme 0 Posted July 1, 2007 That is so wonderful to hear. I do believe in the power of prayer! Thank you Valzie! I am going to press on with my surgery on Monday (July 2nd) and keep my faith that all will work out with Cigna. It's not about loosing the weight but it's about loosing the depression that is caused by the weight. Please keep me in your prayers as I seek to live a better life. I hope all is going well for you with your Quest to be happier and more self confident in life! Share this post Link to post Share on other sites