hi everyone.. quick question please

[mommyx2 0]

hi.. i have been going for all my pre "things" for the surgery... I am confused because i am paying all these co pays and still dont have the approval from my insurance... what if i do all this and pay all this money and they deny me!!! should i get my insurance app. first??

[sharmom 7]

what kind of insurance do you have? I am military tri care and they do not require me to pay until after I recieve services but my doctor does charge a sm co pay each visit. Most of the pre surgery appt I had to pay before approval. I would question your insurance co on what you should do

[Jodi_620 37]

Yes, unless you plan to go ahead with surgery even if you are denied, you should get approval first.

[tbines 0]

I have paid all of my co pays as well and have not had my appointment with the suregon yet. I have my appointment with the surgeon on the 12th and I have to pay the final $250.00 payment so if I don't get approved I will have lost close to $800.00 at this point. I have to take a chance and step out on faith because I really need this it will make my life so much more easier

[luluc 6]

i had the reverse - insurance paid for EVERY test, but denied me. had planned to be self pay either way....

i agree w/jodi - if self pay isn't an option ... i would look to get some pre authorization from your insurance, or get a copy of your policy and see what it actually says - requirement wise for WLS.

[mommyx2 0]

thanks.. i just called my surgeon and they said you have to get all those tests and appts done first before asking for approval... because it strengthens the case i guess if they find something wrong. OHHH i know being 100 pounds overweight is not enough lol

[heather.vasquez 0]

Mommyx2, I had to get pre-approval to see if insurance would pay, then go through 6 mo's of Dieting and all Pre surgery consults and NOW I'm WAITING for final thumbs up!!! I have a surgery date of November 18th but I'm so nervous something will come back denied.