New insurance...will I wait?

[AmandaHW 0]

I just started a new job, so my new insurance became effective on 8/1. Lapband is covered (yay!), I am still confused as to exactly what I need to do to give to insurance but I am working on that...my question is can they deny me since I will have only had my insurance for a couple of months? It is Anthem PPO CA if that makes a difference...thanks!

[Sue Magoo 71]

Amanda:

All plans are different. Even though someone has the same plan name as you have their employer may have different options selected. The best way to find out is to call the number on your insurance card, or the phone number in your insurance booklet.

Good luck to you with your band.

Sue

[RestlessMonkey 7]

I agree with Sue Magoo. You need to call and find out for yourself exactly what is covered and excluded for YOU. good luck!

[jimmielou 0]

I am in a simular situation. My insurance does not cover it but my husbands does. he has Anthem BCBS Virginia. They are in open enrollment now and I need to find out it they will require a waiting period. Please post an update with what you find out. I'm going to call his insurance on Monday.....good luck....

[AmandaHW 0]

I have BC of CA supposedly there is no waiting period but I am not going to believe ANYthing until I get that OK letter.

[ShellShock 0]

In January I got a new insurance since my employer switched companies. I had already planned on getting the band and had to wait until January 1st for it to start. I called on New Years day to make sure it was covered and got the requirements. There was no problem at all with it being the first day having the insurance. I did have to do the six month diet and a few other requirements but now I will be having surgery on Tuesday paid in full. Yay!!!