Jump to content
×
Are you looking for the BariatricPal Store? Go now!

Devastated!



Recommended Posts

My insurance doesn't cover the surgery, and i have horrible credit. It looks like i dont have the means to get this surgery done. I am so disappointed, i feel like my world just came crashing down.

Did this happen to anybody? Any suggestions?

Share this post


Link to post
Share on other sites

I was in the same boat back in February. Is there anyone that could co-sign for you? The medical finance companies will allow co-signers. Also, the interest rate at those places isn't great so if you can find a co-signer you might contact a credit union or regular bank.

My DH was in a terrible wreck in 2006 and we just got the settlement...that's how I'm paying for surgery.

Share this post


Link to post
Share on other sites

I was in the same boat too! But my blessing came by way of my employer changing insurance companies. How many insurance options does your employer offer. My employer drop their contract with my old insurance company so I was forced with the new insurance company. I went in for my annual checkup and my doctor finally saw the light and approved the Lap band I called my new insurance company to ask if they would cover they say that they did but of course I had to medically meet certain guidelines and of course they made me jump through loopes. But the whole process took me a matter of three months. I don't know if this helps.:thumbup:

Share this post


Link to post
Share on other sites

Start saving your money. The surgery is about the price of a new compact car. Maybe by the time you have some money saved up your credit will improve and you won't have to finance the whole thing. Improve your credit by making your payments on time. Even a little slip will put a mark on your credit report. Good luck! :thumbup:

Share this post


Link to post
Share on other sites

I'm so sorry to hear about your problem Rachel. I don't know your story, but I wrote a letter to some members of my family that I felt might be able to help me out. They know the battle that I have had with my weight. I told them about my decision and explained the band to them. I also told them that I want to be healthier, live longer, and improve the quality of my life. None of them are wealthy, but they have found ways to help me. I have to make 7 round trips (750 miles) for my surgery and follow up visits.... my brother has lots of frequent flyer miles so he has donated some flights, my mother and my daughter and son in law are going to pay for my surgery, and my sister works for the Hilton hotel chain, so she got me a great deal on my room in Houston. I KNOW that I am very blessed and not everyone has a family like mine. I kinda feel like I have "sponsers" now and I will work extra hard to make them happy that they donated to such a worthy, wonderful cause. I wish you all the luck in the world and I am here if you just need to talk. Becky

Edited by MissBS

Share this post


Link to post
Share on other sites

I am so sorry about how you are feeling right now. I know exactly how you feel. Ten years ago I wanted bypass surgery and was denied by my insurance company. I did everything...jumped through all their hoops, saw a psychologist...even had a face to face at the BC/BS office. Still they said NO!!! I was so devastated..if someone even brought up the subject for the next 6 months or so, I would cry. The surgery was running 50K at the time, so there was not even a possibility of self-pay.

I know someone suggested getting a cosigner for a loan, that is the suggestion I would make too. Though I did not go to Mexico, I have heard lots of good things about having surgery there (I was self pay here in CO..it was 9K) If you can beg, borrow or steal (just kidding on that one) the money it may be something to consider... the prices are significantly lower.

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Trending Products

  • Trending Topics

  • Recent Status Updates

    • rinabobina

      I would like to know what questions you wish you had asked prior to your duodenal switch surgery?
      · 0 replies
      1. This update has no replies.
    • cryoder22

      Day 1 of pre-op liquid diet (3 weeks) and I'm having a hard time already. I feel hungry and just want to eat. I got the protein and supplements recommend by my program and having a hard time getting 1 down. My doctor / nutritionist has me on the following:
      1 protein shake (bariatric advantage chocolate) with 8 oz of fat free milk 1 snack = 1 unjury protein shake (root beer) 1 protein shake (bariatric advantage orange cream) 1 snack = 1 unjury protein bar 1 protein shake (bariatric advantace orange cream or chocolate) 1 snack = 1 unjury protein soup (chicken) 3 servings of sugar free jello and popsicles throughout the day. 64 oz of water (I have flavor packets). Hot tea and coffee with splenda has been approved as well. Does anyone recommend anything for the next 3 weeks?
      · 1 reply
      1. NickelChip

        All I can tell you is that for me, it got easier after the first week. The hunger pains got less intense and I kind of got used to it and gave up torturing myself by thinking about food. But if you can, get anything tempting out of the house and avoid being around people who are eating. I sent my kids to my parents' house for two weeks so I wouldn't have to prepare meals I couldn't eat. After surgery, the hunger was totally gone.

    • buildabetteranna

      I have my final approval from my insurance, only thing holding up things is one last x-ray needed, which I have scheduled for the fourth of next month, which is my birthday.

      · 0 replies
      1. This update has no replies.
    • BetterLeah

      Woohoo! I have 7 more days till surgery, So far I am already down a total of 20lbs since I started this journey. 
      · 1 reply
      1. NeonRaven8919

        Well done! I'm 9 days away from surgery! Keep us updated!

    • Ladiva04

      Hello,
      I had my surgery on the 25th of June of this year. Starting off at 117 kilos.😒
      · 1 reply
      1. NeonRaven8919

        Congrats on the surgery!

  • Recent Topics

  • Hot Products

  • Sign Up For
    Our Newsletter

    Follow us for the latest news
    and special product offers!
  • Together, we have lost...
      lbs

    PatchAid Vitamin Patches

    ×