Cigna Cobra ??

[kfgates 0]

My husbands company may very likely be switching from Cigna to an inferior company...needless to say they do not cover baraitric surgery. Cigna does and has been just wonderful this far. I am not due to submit my paperwork until the end of November (END OF 6 MONTH DIET) and we switch over Jan 1st....It is VERY likely that they may not make a decision until after Jan...anyway now I am looking into cobra....I would have the same coverage, and I would only sign up myself...the rest of the family would go with the new insurance....has anyone had to switch to cobra during this process, or had to go from Cigna to Cigna cobra??? Thanks for any insight you may have. Kimbelry

[HeatherO 7]

I have been offered cobra before when switching jobs but it was about $1,000 a month. It can be very costly. You may want to ask now how much they expect it to be for cobra coverage.

[RestlessMonkey 7]

Are you sure you can get Cigna if the company is offering alternative coverage? I thought cobra only applied if you left the job or the company cancelled all insurance; not sure you can keep it because you prefer it to the new coverage.....

[tomatogirl 0]

Cobra is verrrrrry expensive. I know when my dad switched jobs and my parents had to pay for Cigna Cobra for a few months, it was ~$1K/month.