Question for someone banned with Cigna

[wishiwas 0]

I was approved and banned last Tuesday (August 5th) and I have Cigna insurance.

What kind of bill should I expect to see? Did you just have to pay for an emergency room visit or did they hit you with all kinds of non-sence charges like emergency room tech, and 1 injection needle and 1 face mask etc.

Like how much did you have to pay when it was all said and done. Did they bill you or did you have to pay up front?

[Emilie1 3]

Hi, I also have Cigna, but have not been banded yet. I have a few more test before it is sent for approval. Anyway, I think what you pay is based on what type of plan you have. My plan will cover everything, all I pay is Dr copays and a hospital copay. Cigna should be able to tell you exactly what you will have to pay. I have called them a million times to check on what I need to qualify and they have always been easy to talk to. Good luck.

[odizzydori 0]

I have cigna also. The hospital submitted a claim and it is still pending. I was banded on April 21, 2008. They havent paid anything as of yet. Go onto their website and watch your claims carefully. Cause they have denied a few claims and had to run them back through because I am covered. I still have a claim pending back to november 2007 for my psyc eval. Another reason to watch it carefully is if the doc send something under the wrong code it wont get paid. I have to pay my copay and then 20 of what is left.

[lalaredd 0]

I have Cigna too. And was banded on July 9th and I still haven't seen the hospital bill nor claim yet.

[cathychatts 1]

Hi:

I have Cigna (Open Access)

I had a $100 co pay at the hospital and they gave me a 20% discount for paying at the pre-op, so I paid $80. Then I got a refund from the hospital for the $80, because I did same-day surgery and had no co-pay. I have had a $25 co-pay at the surgeon's office twice, so that is $50 total. My surgeon give 90 day follow-up included!

Cigna has been GREAT! A nurse even called and checked on me the next day and again after the 1st month.

Good luck on your surgery!