Hello

[Socorrob6e 0]

Hello all! I am considering getting lapband surgery but don't know if my insurance will cover it. Do any of you have Blue Cross?

[manderky 0]

Best thing to do is to call your insurance company and ask them. Even though many have Blue Cross, whether or not WLS is covered depends on the individual plan. Some plans and employers have an exclusion in their policies, some don't.

I have Anthem Blue Cross Blue Shield through UPS and my surgery was covered. We have an 85/15 plan, so I did have to pay some, but not nearly as much as self pay.

[afw 0]

Really the only way to know is to call your insurance. There are many Blue Crosses - I have BC of North Carolina which is not the same as BC in another state. And even though mine was covered, another employer might exclude it. No one here can tell you if you're covered, but you might be able to find people with your same insurance in your same state who can tell you how long approval took, what the requirements were, etc.

[debbieperez55 0]

I have Anthem Blue Cross HMO, I called the number on my card and spoke to my insurance directly. That way I was able to tell my Dr that the insurance said they would pay. You have to meet the requirements, BMI over 40 and such, but call the number on your card and speak to customer service. The person I spoke to told me She and several others in her office had the Lap Band. She was a godsend!