Are fills covered by ins. if the surgery is? (UHC)

[Who'sThere 331]

I have United Healthcare. I am hoping to get surgery approval. My question for others with UHC is if the surgery is covered, are the fills covered? If not, how much should I expect to pay for these? I have the HMO, so all of my normal doctor visits and such are on a co-pay system. For example, for maternity, it costs $100 for the hospital stay and $15 for the first OB/GYN visit...that's it. I think it is pretty good insurance, so I'm hoping everything will be covered. I would appreciate hearing about anyone elses experiences with UHC or similar insurance plans. Thanks in advance.

[auntlucy 22]

I have UHC, and my fills are covered. I just pay a co-pay.

[jbperry21 1]

I just have to say that I wish my fills were covered by insurance! My Dr covers the first three months, but seeing as how you can't get a fill until 6 weeks, he basically covers the first fill. After that, I'm self-pay for my fills because my insurance that actually covered the surgery, doesn't cover this integral part of the surgery, the part that actually makes it work! Good luck, I hope your insurance company does cover it!

[tcbeau 0]

I have UHC, and my doctor said that the fills are covered for the first year only, then it would be self pay. Now if I could only get UHC to approve, have been denied twice now

[MacMadame 81]

This is another thing that tends to vary. Plus it really depends on how the office codes the fill. One surgeon I looked at codes fills as a simple office visit so it's pretty much always covered.

[TulipStar 2]

I pay a copay with UHC.

[CMTurner 0]

I have Cigna and am still awaiting approval but, my doctors office includes 4 fills in the surgery price and my insurance covers fills so I guess I am pretty lucky. Now only if my pre-approval happens fast I will really feel lucky.