ins help

[nanna 0]

hi

i have humana ins .has any one with humana ins been band yet an if their are any co pay i have to pay .

jaxson nanna:wub:

[cheryl1952 0]

Why do you have to pay?

[nanna 0]

chery

dont know yet but talk to kings daught today an they told me humana pay 80 or 90 per of it an the rest i pay in payment to them she said it was not much i pay out of my pocket. jaxson nanna

[nanna 0]

Why do you have to pay?

do you have humana an were are you going for your lapband.

[cheryl1952 0]

Nanna,

I spoke with Humana and I have $1000.00 out of pocket to pay. They are suppose to pay 90%. Have you done the six month supervision dieting with your physician? I am on my 4th month starting July 25th. I am suppose to call them back when I make my 5th month appointment to start testing. Where are you in this?

Cheryl

[nanna 0]

CHERYL

Go for my first doctor vist july29 at kings daught . were are you going to.

jaxson nanna

[cheryl1952 0]

I will be going to Central Baptist Hospital. Bariatrics Associates with Lexington, KY. They are the same surgeons who do this at Georgetown. Did you say you have Humana?

Cheryl

[nanna 0]

cheryl

yes i have humana .do you have to pay a co-pay an do you have to do 6 mounths of dieting.

jaxson nanna

[nanna 0]

cheryl

i have not seen the doctor yet . an dont know what kind of diet they are going to put me on . BUT i was told humana put you on the diet to see if you can fall below the 35 bmi an if you go down to the 35 bmi they will not pay for it . How much weight you have lost .dont lose below 35 bmi or humana wont pay.

nanna

[cheryl1952 0]

I don't have to worry about that. My BMI is 46. Have you spoken to the insurance company yet? Are you seeing a doctor at Kings Daughters?

[nanna 0]

cherly

have not seen the doctor yet . an ins have not told me nothing yet. but i have been talk to people in my town that has had the lap band an they told me ins comp try to get you below the 35 bmi . so they wont have to pay for it . every one i talk to told me they wish they had been band it a long time ago. that been band was the best thing that they have did for them self.