Changing insurance post-op?

[hodegard 0]

I'm just curious to know if any of you have changed insurance post-op... Right now I've got great insurance that covers everything (they even covered my surgery at 100%!), but my husband is looking into getting a new job, and I know that a lot of insurance companies don't cover anything related to weight loss. So what about fills, etc? If you already have the surgery, is it considered a "pre-existing condition" that they will, therefore, cover?

[Alexandra 55]

Hi Hodegard,

If your husband goes directly from one insurance coverage to another with no lapse, nothing can be excluded as a "pre-existing condidion." That's the good news. There's no way to tell whether your new insurer will cover anything related to the band, though, you'd just have to ask them.

[hodegard 0]

I'm just not sure whether or not they would consider the band a "pre-existing condition" since it was technically an elective procedure. (Not that I believe that it was truly elective, but you know what I mean...)