Insurance coverage after Mexico surgery

[kellyk 0]

I am scheduled to have surgery with Dr. Ortiz on May 18. I made one more phone call to my insurance company (PHP of Mid-Michigan) to verify that follow up treatment would be covered. Unfortunately, my call only raised more questions and concerns for me.

I had called some time ago and had been assured that any "complications" from the surgery would be covered. Today I was told that if I presented with vomiting or internal bleeding, as complications from the surgery, those would be covered. But, if I required any "follow-up" procedures dealing specifically with the band, including its removal, those procedures would "not likely" be covered.

I think in order for me to go forward with the band in Mexico, I have to assume the worse case scenario -- no coverage for any follow-up procedures. I am just wondering how big a gamble I am taking if I go forward.

Anyone with any insight? Those of you who were operated on in Mexico, have you had any subsequent insurance problems? Please let me hear of any. I was so determined to have this surgery but now I am thinking that I shouldn't if I will not have any insurance coverage. While I have drummed up the $9500 to have the band implanted, I don't have excess funds to deal with more surgeries in Mexico. Help!