New Insurance

[Guest gypsynurse]

I just changed jobs so I could have the lap band surgery covered. My old job excluded it in its benefits. Does anyone know how long the waiting period is with new insurance before I can have surgery?

[Alexandra 55]

Gypsynurse, if you had no lapse between coverages there should be no waiting period or pre-existing condition exclusions. This is a federal regulation under HIPAA. Check with your benefits administrator to be sure; you may need to provide proof of your prior coverage. If you can provide that and if there was no lapse or a very short lapse, you should be good to go as of your effective date!

[hrv 0]

My husband's insurance took effect in November and because I had had no lapse in coverage they covered me for the surgery. My first consult was in December.

[Guest gypsynurse]

Thanks for the info on my insurance! Now my heart is pounding with excitement thinking I may get the surgery sooner rather than later...(wooohoo) I've been so afraid I would have to wait a year to get my surgery. It's all I think about. I have my paperwork started and attended the seminar last week with Dr Fox.