Submitted to UHC Choice - Farmers Insurance

Thin4Anisha · June 3, 2008

I work for Farmers Insurance and had my surgeons office submit the preapproval request yesterday to UHC Choice. The surgery IS covered on the policy and I have previously spoken with the reps and they gave me the specifics about the policy.

That you must be over 21, a BMI over 40, you must have it done in a hospital and "you have documentation from a Physician of a diagnosis of morbid obesity for a minimum of five years"

I am 25, my BMI is 44.9, I am more than happy to go to a hospital but I have had fluctuations in my weight. Five years ago I was about 218, then went on phenteramine and got to 165 by December. Than slowly began the process of gaining it all back and now I am at an all time high of 278. I wasn't even this big when I was nine months pregnant:sad:.

I am terrified they will deny me because I have not had a BMI of 40 the whole five years. Cross your fingers and I will keep you posted. I am carrying my phone everywhere with me, even into the restroom!!

newimage · June 3, 2008

Good Luck on your Lapband journey.

sahmof3 · June 3, 2008

I have UHC Choice Plus and didn't have the five years of a BMI over 40. I think it was three of the five though. I was approved in 4 days.

Good luck!

Thin4Anisha · June 4, 2008

I have UHC Choice Plus and didn't have the five years of a BMI over 40. I think it was three of the five though. I was approved in 4 days.
Good luck!

Thank you for that, it gives me hope. I checked online and it does not show anything yet. Did you submit medical records or a personal journal of weights and loss attempts? I did the journal and my surgeons office thought it was very good so I am hopefull.

sahmof3 · June 5, 2008

My PCP submitted it to my surgeon. My PCP included my weight over the past 5 yrs, any weight plans I had tried over the years, and any other issues I was having because of my weight.

Don't give up!