HELP! Worried Insurance (Cigna) will not cover . . .

[Quinny 1]

:scared2::scared2:I am new to the process and I have Cigna insurance. Has anyone been approved that has Cigna? Declined?

I'm right at 40 BMI with no good factors that put me at risk.:scared2:

[hope2bhealthy 2]

i have cigna, and i had no problems. you'll have to do a 6 month diet, though. of course, i believe that it all depends on who your employer is, not who your insurance is. employers can choose to pay or not. but if they do pay for it, then cigna was pretty good. once the doc's office got all the info to them, i got the approval in less than a week.

[lalaredd 0]

I have Cigna PPO. The first time I turned in the application for predetermination for the lap band, I was denied. It took them 30 days just to say NO. Then I appealed it within 2 weeks and 3 weeks later they came back and said Approved. Cigna told me I was denied because they needed records from my primary care physician stating my BMI was at least 40 1 year ago, since I had no co morbidities. Just don't give up and make sure you give them all the info they want and they will approved it.

[wsw27 0]

Like you, I have Cigna and a BMI of 40 (no co-morbids). I have not submitted my paperwork yet. The surgeon's office suggested I get additional detail from the doctor who supervised my 6 month diet. Also, my plan requires a 5 year weight history. If you read other posts, some people get have to jump through hoops, others get approval quickly. I think it depends on who reviews the paperwork and if you submit in the exact format they expect. Talk to the insurance/billing person in your surgeon's office. They generally know what each insurer requires. Good luck. T

[ysabella1609 0]

Hi i am going to start my process please if any one of you can help me please i really need it and i want to get my band i am 22 years olds and 354 pounds,i am about to start the 6 months of diet please can any one tell me how to go over those six months and get my band at the end of it!! i also have cigna HMO please please helPPPPPP Helppppppp Helpppppp