tcbeau 0 Posted May 18, 2008 My BMI is almost 39 and I was denied with UHC for no co-morbitites. What are my chances of getting approved if I gain the 10 lbs needed to be a BMI of 40. I do not want to gain and then get denied again and be even fatter!!:thumbdown: Anyone who has gained weight after denial please let me know if you were approved. thank you soooooo much:lol: Share this post Link to post Share on other sites
LundyLane 0 Posted May 18, 2008 (edited) Your 5 year weight history may play as a factor when they look at your records. I was 1 pound short of being 35 BMI with High Blood Presure - so I made sure the day I met for the first time with the doctor I wore HEAVY clothes. Edited May 18, 2008 by TDPW4 Share this post Link to post Share on other sites
tammygirl 0 Posted May 18, 2008 I agree with TD. Review your 5 year history very carefully and document each and every weight loss attempt and results. Document family health history as well. I would not seek to gain weight. You are fortunate to have no comorbidities. Hopefully, surgical intervention can prevent them. Good Luck to you! Tammygirl Share this post Link to post Share on other sites
mrsahskipit 0 Posted May 18, 2008 I gainied weight to get the approval. However, I also could show a history of weight gain and loss through many programs such as LA Weight Loss, Nutri-System, Weight Watchers, ect ect. Thank God I had kept records, because the insurance asked for them. My doctor wrote an awesome letter. We started working the insurance company first of February and I got approval the first week in May. Share this post Link to post Share on other sites
tcbeau 0 Posted May 18, 2008 were you denied first, I have a diet history etc and I am 10 lbs short of having a BMI of 40, I am afraid if I gain the weight they will just deny again? Share this post Link to post Share on other sites
Froggi 4 Posted May 18, 2008 I wouldn't go with gaining weight, I'd fight it though. Share this post Link to post Share on other sites
steffiegirl 0 Posted May 18, 2008 I had a BMI of 39 and was approved through UHC without gaining any weight. Try your best to get approved at what you're at now. Good luck. Share this post Link to post Share on other sites
erikadawn 0 Posted May 18, 2008 I had a bmi of 38, and I gained about 20 pounds. Then I had to lose 5% for insurance, but I got my band 3 months ago. Share this post Link to post Share on other sites
tcbeau 0 Posted May 18, 2008 were you denied at 38 and then gained the weight to get to a bmi of 40? I was denied at 38.4 which is 10 lbs away from 40, I am wondering should I gain the weight or try a rebuttal letter for approval? by your ticker it looks like you are doing great, congrats!!!! Share this post Link to post Share on other sites
tcbeau 0 Posted May 18, 2008 I have UHC and was denied at 38.4 do you have any comorbities? Do you suggest I write a letter to try to get approved? Share this post Link to post Share on other sites
mrsahskipit 0 Posted May 19, 2008 No, I was not denied before I gained weight. My doctor told me because I have no health problems I would be turned down unless I had a BMI of 40. I have been on every diet known to man and lost the weight, but regained it and then some. I had been regaining from my last attempt when we started looking into this. I did not go to the insurance company until I was at 40 BMI and growing! With the history I had of weight loss failures helped me. Good luck! Share this post Link to post Share on other sites