BC/BS Massachusetts Blue Care Elect Preferred questions

[mariem 0]

I have posted this on my blogs but I am so curious about being approved for WLS.

My current insurance is some sort of cheap Cigna plan which there are very expensive co-pays, deductibles for labs PLUS 10% on top of the co-pay and a few exclusions (WLS of course is one of them) I never heard of any Cigna plan having a co-pay AND a deductible for an office visit but that's what there is because my husband has been working for this tight wad employer for 19 years now.

FINALLY (yippeee) my husband has accepted a job for a great employer who really pulls no stops at making sure their employees are happy.

My husband accepted the job and he starts on June 1. The insurance we will be on starting June 1 is BC/BS of Massachusetts, Blue Care Elect Preferred (PPO) there is only a $15 co-pay with NO deductibles as long as we stay in network. (yes strange I know, we do live in Arizona but Massachusetts is where the employer is) There is also no charge for surgery or hospital stays. I have never seen such a wonderful comprehensive plan such as what I have here. Nothing is listed about WLS but when I did go to the generic website for this plan it looks as if I would be covered as long as the employer didn't exclude it on it's plan. I highly doubt they did.

Has anyone ever dealt with this certain plan and what sort of luck have you had?

Any info would be great!

Thanks!

Current weight 292 5'9

Edited May 7, 2008 by mariem
forgot to add important info

[KathrynRose 0]

This is the insurance I have. They approved me in 10 days for surgery. I adore this insurance! Yes it only costs the co-pay, it is just lovely.