out of pocket expenses

[Maitai 0]

Hello everybody,

I was approved for surgery by Aetna HMO of FL and I was wondering if there are any out of pocket expensed that I will have to incur that is not covered by the plan.

[Long2BFree 12]

You can ask the doctors office to give you an estimate of the expenses you will incur. It varies with each insurance and doctor. One doctor I received info from wanted $1000 on top of what the insurance covered to go towards supplements and other materials. The doctor I'm going to doesn't require that.

[Maitai 0]

Thank you for your response. I will certainly call my Dr's office on Monday. I made sure that the hospital and Dr. were in-network for my HMO. No one so far has mentioned anything about out of pocket cost, not even when I met with the bariatric surgery coordinator--she's the one that did all the insurance filing. I hope I don't have to pay more than just copays.

[Grider 92]

Thank you for your response. I will certainly call my Dr's office on Monday. I made sure that the hospital and Dr. were in-network for my HMO. No one so far has mentioned anything about out of pocket cost, not even when I met with the bariatric surgery coordinator--she's the one that did all the insurance filing. I hope I don't have to pay more than just copays.

I am very interested in this, I do not have $1000, plust the costs of dr visits, the colonoscopy as I am 58 and the back n forth between drs etc etc. The ins covers both the Pasadena Palms hospt and Tampa General hospt beatric surgery but why is there ANY out of pocket, besides co-pays.???