coltonwade 27 Posted April 24, 2008 My mom works for Intel and has united Health care. My dad is looking into having WLS . He is undecided between LB and RNY . I obviously would rather him have the band. But they are unsure if their united health care pays for the band or RNY ? Im too impatient to wait . Does anyone know ? All i know is they have PPO but I know someone else that has UHC PPO and it did NOT pay for the band . Thanks Mindy Share this post Link to post Share on other sites
gavirgo 0 Posted April 24, 2008 Your best bet is to call the insurance company and see if they have any exclusions or riders on the policy. Ask specifically for the lap-band and the bypass. Or, if you can't get a straight answer (which sometimes you can't) you can always have your family dr submit a letter of medical necessity with the appropriate Diagnosis and Procedure codes for each option and then wait and see what sort of decision comes back from the insurance company. That process can take awhile because insurance companies love to drag their feet! Good luck! Share this post Link to post Share on other sites
coltonwade 27 Posted April 24, 2008 Your best bet is to call the insurance company and see if they have any exclusions or riders on the policy. Ask specifically for the Lap Band and the bypass. Or, if you can't get a straight answer (which sometimes you can't) you can always have your family dr submit a letter of medical necessity with the appropriate Diagnosis and Procedure codes for each option and then wait and see what sort of decision comes back from the insurance company. That process can take awhile because insurance companies love to drag their feet! Good luck! I understand all that . But as I said Im impatient and was curious if anyone here worked for Intel so I could find out myself ! Its not for me its for my dad! I have already had the surgery They will possibly find out on their own . But i wanted to find out on my own as well. My mom is going to try to find out as well. As i stated I am impatient and wanted to see if anyone on here worked for Intel and had UHC and could tell me ! :redface: Thanks for your input MIndy Share this post Link to post Share on other sites
newimage 2 Posted April 24, 2008 Well...you are just going to have to be patient. Either call yourself or have whoever has the insurance do it. Having the group # will help as well as the insureds ID that is on their card. Share this post Link to post Share on other sites
coltonwade 27 Posted April 24, 2008 Im not a patient person. I was talking to my mom last night and she's not the most positive supportive person . Well she IS but she just does not come off that way , if that makes sense. im afraid if she does not check into this and keep up with it for my dad he will let it go. I think if he finds out insurance will pay for it he'll do it . Im terribly afraid he's going to die from his weight , he's really starting to think about this and if she's not going to support him or keep putting road blocks in his way the way she is he wont do it . I know him. Mindy Share this post Link to post Share on other sites