Hello my name is Tanya :-)

[tanyafaye76 0]

Hello,

I'm Tanya and I am want to get the lapband done but my insurance does not cover any type of weight loss surgery. Does anyone have any suggestions for someone with not so good credit? :thumbup:

[Guest Leslie2Lose]

Hi Tanya! I was a lucky one, my insurance covered the majority of my surgery. I did have to come up with about $4,000, which I didn't have just laying around. My credit isn't perfect either and I knew a loan was out of the question. I ended up asking my dad for the money (which was really hard). Can you borrow it from anyone? If you work, can you take a loan from a 401(k) plan? Do you have any equity in your home and possibly get a loan from that?

[Enchanted 2]

Hi Tanya...sorry about your situation. Seems like insurance companies should recognize that this is actually a money saving proposition for them.

I wonder if your insurance carrier would cover your pre-op testing (most will cover at least some) while you do some work on your credit score and start saving some money. There are some message boards at FICO Forums - FICO Forums These people seem to be the experts at what will get your numbers up quickly.

Best of luck to you.

[kathystrick 3]

Hi Tanya and welcome tp LBT! Sorry to hear that you are having so much trouble getting surgery. Good luck!