Who's YOUR insurance company?

[heartfire 4]

Just trying to get a broad view of popular, effective insurance plans...

1.) Who's you're insurance company?

2.) What state do you live in?

3.) Was your plan provided by your employer or do you pay for it out of your own pocket?

4.) Are you banded yet, waiting for approval, denied...etc?

Thanks for all of your help, guys!

1. Kaiser

2. Northern CA

3. DH's employer

4. Banded 8/25/08

[Florida Pete 1]

1.) Who's you're insurance company?

Blue Cross Blue Shield of Florida - BlueOptions plan

2.) What state do you live in?

Florida

3.) Was your plan provided by your employer or do you pay for it out of your own pocket?

Employer Paid Plan

4.) Are you banded yet, waiting for approval, denied...etc?

WLS is excluded from the plan

[hrshygrl 0]

1.) Who's you're insurance company? Aetna

2.) What state do you live in? NY

3.) Was your plan provided by your employer or do you pay for it out of your own pocket? Employer provided

4.) Are you banded yet, waiting for approval, denied...etc? Haven't started yet..looking around, getting all my info together, etc.

[Chrisann 0]

1.) Who's you're insurance company? Oxford

2.) What state do you live in? New York

3.) Was your plan provided by your employer or do you pay for it out of your own pocket? 100% Employer Paid

4.) Are you banded yet, waiting for approval, denied...etc? Banded with approval in 2 days

[cobrien78 0]

Tricare Prime-Triwest

Montana

Husband's employer

Already approved, surgery not until November!

[annabella 7]

1.) Who's you're insurance company? BC/BS of Virginia

2.) What state do you live in? Michigan

3.) Was your plan provided by your employer or do you pay for it out of your own pocket? Insurance is through my husband's employer.

4.) Are you banded yet, waiting for approval, denied...etc? Approved after 3 months! Surgery was July 2, 2008. I have lost 26 lbs to date!

[JamieNP 20]

1.) Who's you're insurance company? Humana and Tricare Prime

2.) What state do you live in? Tennessee

3.) Was your plan provided by your employer or do you pay for it out of your own pocket? Employer has an exclusion so Humana does not; Tricare covers 100lbs overweight with comorbidities or 200% overweight

4.) Are you banded yet, waiting for approval, denied...etc? Denied, but in the process of appealing. I have the comorbidities, but was 6.5 lbs under the requirement at weigh-in. Reweighed and was 6.6 lbs over the requirement so should get reversed.

Thanks for all of your help, guys!

[okiechick 0]

Insurance company: Health Choice

State: Ok

State Insurance, paid by state

Banded? Yes, August 29, 2008, but had to pay all expense out of pocket. Policy in insurance that states no coverage that pays for any cost due to diet, surgery, and morbid obesity surgery. (nice insurance uah?)

[*slim* 2]

1.) Who's you're insurance company? BCBSIL

2.) What state do you live in? TN

3.) Was your plan provided by your employer or do you pay for it out of your own pocket? Employer provided

4.) Are you banded yet, waiting for approval, denied...etc? approved, surgery today!:confused:

[Jillbeme65 1]

1.) Who's you're insurance company? Anthem Blue Cross

2.) What state do you live in? California

3.) Was your plan provided by your employer or do you pay for it out of your own pocket? DH employer employee contributed

4.) Are you banded yet, waiting for approval, denied...etc?

Insurance paid all but $300.00:thumbup:

[Candle 11]

1.) Who's you're insurance company? Anthem BC/BC

2.) What state do you live in? NY

3.) Was your plan provided by your employer or do you pay for it out of your own pocket? Employer

4.) Are you banded yet, waiting for approval, denied...etc. Banded Aug '07

My BC/BS plan had an exclusion so I got a self pay plan (info below) that covered my band. I'm now back with BC/BS. If anyone in NEW YORK needs help, drop me a note.

1.) Who's you're insurance company? GHI

2.) What state do you live in? NY

3.) Was your plan provided by your employer or do you pay for it out of your own pocket? Self Pay. $415 per month. Didn't cover office visits but paid for my band 100%.

4.) Are you banded yet, waiting for approval, denied...etc. Banded Aug '07

[PmPruneda 0]

Just trying to get a broad view of popular, effective insurance plans...

1.) Who's you're insurance company? BC BS AL

2.) What state do you live in? WA

3.) Was your plan provided by your employer or do you pay for it out of your own pocket? My Employer

4.) Are you banded yet, waiting for approval, denied...etc? going on second year waiting for approval....

Fairyfacade....See, you didn't miss anything...They have not been helpfull at all....

[TQUAD64 9]

1. Blue Shield of California
   
2. California
   
3. Employer provided
   
4. Yes, I am banded. It took 11-months of insurance requirements, but they paid 100%
   

[TracyW2 137]

1.) Who's you're insurance company?

Healthlink

2.) What state do you live in?

Illinois

3.) Was your plan provided by your employer or do you pay for it out of your own pocket?

Husband's employer

4.) Are you banded yet, waiting for approval, denied...etc?

waiting for approval, but have been told I have one of the easiest insurances to get approval

[Libbyjane1976 1]

1. BCBS of Michigan

2. Michigan

3. Employer plan

4. Got banded on 01/28 did not need approval because my BMI was over 40. BCBS already paid for my procedure. Did not pay a dime.