Questions about UHC

[BritneeRae 0]

I have been married for a year but i was never added to my husbands insurance due to still being on medicaid from having a baby. I just sent my marriage certificate to UHC and they said it will tke 15 days to get me added and that my coverage will back date to when i got married. My husband works for union pacific rail road so i think our plan is pretty good. I called yesterday and they said lapband was covered 85%.

Soooo here are my questions!! haha!

1. Is the 6 month weigh in a MUST? I havent went to the doc yeat but i just wonder if there are any ppl that did not have to go through it? I have tried nutrisysstem and curves but that is all i can really prove.

2. My BMI is 43 but i dont have alot of doc visits in the past 5 years for proof and i never got treated for obesity bcs my doc is a firm beleiver of diet and exercise! ( no dietpills ect.)

3. I know this is alot for yall to read but i want this soooo bad! I am 23 years old with a 2 yr old baby and i want to feel young so i can be the best mom possible!!:embaressed_smile:

[gordonfamily3 0]

UHC main plan is that if your BMI is over 40 you don't have to have anything wrong. They have started requiring the 5 yr weight history. I would see if try to get any documented weights you can, docs, ob's, weight watchers, anything. As for the 6 month diet UHC doesn't require it BUT companies can add it to their policy. So your husbands company wants the employees/spouses to do the 6 month diet then you are going to have to do it. Unless you have proof you have already done it and have documentation of it.

My suggestion would be to call the insurance and ask them if they cover CPT 43770 (which is the lap-band) and then ask them for the policy.

Good Luck!

[sahmof3 0]

I have UHC. I didn't have to do a 6 month diet. I submitted a 5 yr weight history and have a BMI over 40. I got my weight from my PCP and my OB/GYN. I have the beginnings of a couple of comorbidities. I was approved in four days.

Call your insurance company and find out what they require. All plans are different.

Good Luck!

[Mom2_4 0]

I also have UHC Choice Plus. They didn't require a 6 month diet from me either. My plan only required a 5 year weight history with a diagnosis of morbid obesity. If you call them, they should be able to tell you exactly what you need.

[Thin4Anisha 0]

To the above posters who had to have a 5 year weight history - did you have to be morbidly obese for all 5 of those years?

[sahmof3 0]

To the above posters who had to have a 5 year weight history - did you have to be morbidly obese for all 5 of those years?

I was not morbidly obese all 5 years. It depends on weight what they submitted if it was two or three years out of the 5.

Good Luck!