I have BCBSNJ but I live in FLA

[gina0922 0]

Hello,

I was wondering if anyone has come across something like my situation. My insurance is bcbsnj and I did some searching on the website for bariatric services. The have 2 hospitals that are approved for the Bariatric surgery. But

they are in NJ and Delaware. So what does that mean to someone who lives in Florida? I have not contacted the ins yet but I will very soon. I am anxious to learn what the reason would be if they were to tell me that it is not covered in FL. Anyone with any ideas?

TIA,

Gina:confused:

[snowbird 2]

Why do you have a NJ plan if you are a resident of FL? Do you travel seasonally between the two states?

I have Federal Employees' BCBS. I spend summers in Washington, and while I am there I am under Regents' BCBS in Washington. When I am in Arizona in the winter I am under Arizona BCBS. I just notify them of my change of address every six months.

Don't know if that is anything like your situation. If I were you I would call BCBS and ask them how things work in your situation. BCBS ultimately is a nationwide plan, so I would think you could find treatment closer to home.

[snuffy65 1]

I'm am inda in the same boat. I live in michigan and have bcbs of michigan. But will be moving to Florida after my surgery. This si why I am trying to rush into it.:smile2:

[Angelica 1]

I have BCBS of Jersey, and I live in Texas! Just find an approved provider, and you should be fine.

-A

[gina0922 0]

I dont know why it is bcbsnj. Your guess is as good as mine. I live in FL full time, don't travel at all. I will have to call my carrier and get the details. I hope and pray that they cover the surgery. I have had 2 other ins carriers and neither has provided coverage for the Lap Band. I could probably get approved for the gastric bypass or the sleeve but my first choice is the Band. I like the fact that it is less invasive and I can get back to work faster.

Oh well we will see. I'll let ya'll know what the outcome is.

Gina