Iatetheskinnyme 0 Posted February 21, 2008 Went to Dr. Currys (cincy) office today for the free seminar. I was scared that goin to it would make me not want to get it done..but its made me want it more. Him and his office folks were so nice. Right now Im debating whether or not to go the insurance route or the self pay route. Difference being having to do the 6mth supervised diet and then getting the approval. Just scares me to do that six months and not get approved. If I self pay....then its 230 a month and not sure how Id squeeze that in....Id for sure have to work a day or two more. So dh and I are tryign to decide what route to go. I say for any of you that are considering the band to go to a FREE seminar.....it answers alot of questions! I was the last one to leave. IT was so cool talking to people in persn that have had it done! Share this post Link to post Share on other sites
yellowroseaz 0 Posted February 22, 2008 The seminar I went to was great. It made me want it more too. Just wanted to wish you a speedy process. I just got my PCP to refer me to a surgeon so now the real fun begins. I have to go the insurance route because I can't possibly make the huge monthly payments. Good luck in your journey. Share this post Link to post Share on other sites
Elisabethsew 50 Posted February 22, 2008 Congratulations on taking the first step! Share this post Link to post Share on other sites
WOWOX7 0 Posted February 22, 2008 I Just Wanted To Give My Two Cents On Being Self Pay. I Of Course Checked Into My Insurance, And They Also Had 6 Month Supervised Diet Plus A List Of Other Things I Had To Do. I Decided To Go Self Pay. It Is Funny How Creative You Can Be If You Really Want Something..... I Used Part Of My Savings And The Rest I Put On A Card With 3.9%. I Feel My Health Is Worth Giving Up A Little Savings And A Monthly Payment. Good Luck In Your Journey. Share this post Link to post Share on other sites
Iatetheskinnyme 0 Posted February 23, 2008 Thanks ladies! Im STILL debating whether or not to self pay or 'try' the insurance route. Im really toren between the two. Im leaning more towards the insurance.... Im goin to go ahead and call Monday to set up my appt. Thats a $400 office fee that day which is nonrefundable. Not sure if insurance will make me do the whole 6mths or not. Hmm..something to ask though. hehe Good luck to all of you! Share this post Link to post Share on other sites
snogirl 0 Posted February 23, 2008 I'm not sure why anyone would self pay if they had the possibility of insurance covering it, unless I guess you have endless $. True some insurances do require 6 month supervised diets and other requirements, but everyone I've seen who has had to go through that stuff initially is mad and then they realize it's for their own good and 6 months really isn't that long. That said I was insurance paid and didn't have to go through the supervised diet beforehand, and my process was really speedy. Still it would have been worth it to me to wait 6 months to not have to come up with $17000. As it was I had to pay about $1500 for out of pocket fees associated with the surgery, and my Vitamins and Protein cost over $100 a month. The other nice thing about insurance covering it, is that if they do cover it, then most likely they will cover your fills too.. I like knowing it's only a $20 office visit co-pay anytime I need to go in. Makes me focus on my health and not the $. Anyway, I wish you luck and hope that your insurance does cover it! I know if mine hadn't I would have gotten creative and found a way to self-pay too. Good luck! Share this post Link to post Share on other sites