pre-band qualify question

Bozzj · February 12, 2008

hi all,

ok so i'm sitting here reading the board and i had a slight panic. i'm going to my first seminar on weds. and will then make the consult apt. etc afterwards...but i was sitting here thinking 'will they approve me (insurance) if i haven't had a physical in a couple of years?' Is this a weird freak out? I go to doctors often because of some other issues, but i haven't had a physical in forever. does that matter?

also, someone was just telling me that if i haven't went to "paid" diet plan (such as jennry craig)in the last year i won't qualify (now she never had the surgery so who knows if that's true). Does that sound right though? I mean i'm a lifetime member of J.C and been to weight watchers a million times, but in the last year i've been attempting to diet alone.

sorry for the long rant..

mamato3 · February 12, 2008

Dont start to panic until you go to the seminar. They will give you plenty of info there. It really depends on the type of your insurance and what they specifically require. I hadn't had an actual "physical" in I dont know how long. But had been to doctors for other things. I attended my seminar on Oct. 4 and had surgery on Jan. 7. Things went through without a problem. Good luck!

Elisabethsew · February 12, 2008

Welcome. I would advise calling your insurance company and asking them to send you the requirements they require for approval of weight loss surgery. My insurance carrier required 6 months of a medically supervised diet but yours might differ.

coolcrystal · February 12, 2008

I never had a physical either and I got approved; but, I have Aetna and they required 6 months of visits with my doctor regarding "dieting".. but, my doctor never really put me on anything; I just went in and we chit chatted and she knew what to put down. I had tried other diets in the past like WW and Atkins and even pills.. I did have to put all that down, but I didn't have to have proof of it or anything. Some insurances don't require this and some only require three months... Mine also required proof of being over 40 BMI for 5 years, which was quite easy. I started my whole process in 7/07 and I'm getting banded in 15 days. Good luck!