cigna and no co-morbidities

trish5713 · February 10, 2008

has anyone gotten approved by cigna while having no co-morbidities? i don't have any (probably will in a few years though if i don't have the surgery) and was wondering if this will affect my chances of approval. i meet all the other criteria and stuff. thanks!

Joaquin · February 11, 2008

I was approved with no commorbities by Cigna but when my paperwork was submitted for approval my BMI was 40.1. I had to make sure that I never went under 40 during the 6 month diet.

trish5713 · February 11, 2008

really? i'm at about a bmi of 42 now and my doc wants me to lose some weight before the surgery to shrink my liver. i thought they went by the starting weight. stupid cigna.

dyingtobeskinny · February 11, 2008

so you have to go thru the 6 month diet even if your over 40 bmi? what if you have over 2yrs of doctor reports on your weight??

trish5713 · February 12, 2008

so you have to go thru the 6 month diet even if your over 40 bmi? what if you have over 2yrs of doctor reports on your weight??

doesn't matter. you have to show a 6 month weight loss attempt over 6 consecutive months. i don't mind the 6 month thing since it's a part of a lap-band education and life changes (psych, nutrition, etc) seminar/support group thing.

dyingtobeskinny · February 12, 2008

Thank you Trish5713. that sucks because I have been going to the support groups since September 07 and have been on the protien shakes for over a month. Which isnt bad at all I've lost 10lbs so far. I feel a little discouraged though. I kinda feel like i'm starting all over:<

Joaquin · February 13, 2008

really? i'm at about a bmi of 42 now and my doc wants me to lose some weight before the surgery to shrink my liver. i thought they went by the starting weight. stupid cigna.

When my paperwork was submitted for approval my BMI was 40.1. I did not have to do the pre-op diet until I was approved for the surgery. I had to do the diet a week prior to surgery and then it did not matter what my BMI was since it was already approved and they don't have to submit any additional paperwork for approval. Basically once your approved your BMI can go down. By the time I had the surgery after doing the pre-op diet my BMI was 38.