Financing

[DIANA2005 0]

Any suggestions on financing with fair to average credit ratings? What kind of credit score do you need in order to get financed? Anything would be helpful.

Thank You All

[Alexandra 55]

IMO people should stay away from any outfit offering special financing for medical procedures. If you have any other sources of credit, follow them first. For example, if you own a home consider a home equity line of credit. Or refinance your mortgage and take some cash back. Self-pay patients can often work out payment plans directly with the doctors.

If you don't have a good credit rating, then you'll pay top dollar for credit. A good way to find out where you stand is go to your bank, which already knows you, and ask them about their terms for a personal loan.