Lots of Obstacles

[BriannaMorris18 3]

I have been on the road to getting Gastric Bypass, I even got my approval! But of course, I was waiting for my insurance, then they were not getting back to me so I switched insurance companies which will save me lots of money. Once I got my new insurance in place, I contacted my Surgeon's Financial Advisor to see if I needed to redo the process or if I am still good to move forward. Tell me why I didn't hear from her for a couple of months (usually she replies quickly). I emailed her one more time explaining that I am paying lots of money for this insurance plan just for this surgery, she immediately contacted me. She told me that the hospital is closing the practice, but she reassured me that they are moving to a different hospital, and he won't see clients until the second week of January. I am finally happy that I have some answers, but I am still worried that now that my surgeon isn't at this hospital, will my insurance plan still cover me? I have been waiting for what seems like forever for this surgery, but I know it will be worth it in the long run.

[BabySpoons 580]

Insurance companies have a list of "in network" doctors and facilities. If you contact your insurance co., they should be able to tell you who is in and who is out. You will still be covered regardless but if the doctor/hospital is out of your insurance's network you will pay more out of pocket for their services.

Good luck and congrats on making one of the best decisions you will ever make. It's so worth it!!!

[SarahByNumbers 35]

2 hours ago, BriannaMorris18 said:

I have been on the road to getting Gastric Bypass, I even got my approval! But of course, I was waiting for my insurance, then they were not getting back to me so I switched insurance companies which will save me lots of money. Once I got my new insurance in place, I contacted my Surgeon's Financial Advisor to see if I needed to redo the process or if I am still good to move forward. Tell me why I didn't hear from her for a couple of months (usually she replies quickly). I emailed her one more time explaining that I am paying lots of money for this insurance plan just for this surgery, she immediately contacted me. She told me that the hospital is closing the practice, but she reassured me that they are moving to a different hospital, and he won't see clients until the second week of January. I am finally happy that I have some answers, but I am still worried that now that my surgeon isn't at this hospital, will my insurance plan still cover me? I have been waiting for what seems like forever for this surgery, but I know it will be worth it in the long run.

Contact your new insurance and see if they will allow you to continue with the same provider regardless of whether they are "in-network" or not, since you've already started a program with them at another covered location. I've been able to do that before - it just depends on your insurance!