Dead-end Insurance policies

[STH801 0]

I bought 2 different insurance policies to cover the surgery and both was not accepted. I'm still trying to find an actual insurance company that can provide the coverage I need. Yes I have my doctors referral for the surgery. Any recommendations or suggestions?

[gadgetgirl68 13]

42 minutes ago, STH801 said:

I bought 2 different insurance policies to cover the surgery and both was not accepted. I'm still trying to find an actual insurance company that can provide the coverage I need. Yes I have my doctors referral for the surgery. Any recommendations or suggestions?

Have you tried Anthem Blue Cross? Also, have you done all the classes (Bariatric Orientation, Nutrition, Psych Eval & joined a support group)? Most insurance companies want you to join a Hospital-based program before giving approval.

[RickM 1,747]

insurance can vary widely from state to state, even from the same company or the same policy name. Are you working with employer provided insurance or from the open market/Obamacare (it sounds like it)? Finding an insurance broker can help sort through who pays what benefits for what cost - they get their commission paid by the insurance company, so it doesn't cost you any more than just choosing one off the web.

[SleeveToBypass2023 2,637]

It's a lot harder to find private insurance that will cover bariatric surgery. I would ask your surgeons office what insurances they accept and then call each of them and find out if they offer bariatric coverage, how much a policy with them with that coverage costs, and what their requirements are for approval.