to gain or not

[shortgal 5]

Call your ins company and ask. Mine required a five year history of obesity with documentation through Dr's office notes, showing weigh ins. I did not have that and ended up self paying. Even tho' I had been over 40 BMI for over 5 years, I just didn't have the proof they wanted.

My ins. also required a BMI of 40 or more with no co-morbidities and 35 and over with co morbids, such as diabetes etc.

The five year history is difficult for many people ( that's y the ins. co. asks for it) because if you go below the 40BMI once during the five years, you start over again from where you were above 40. Plus many overweight people avoid or refuse to be weighed at the Dr's visits and then they have no records. I'm sure my ins co. knows that, too and that's y it's so hard to get approved by some of them.

But you need to at least know their requirements! Don't take the nurses word for it!