Will US insurance coverage Mexico surgery?

[SmartySassyNoPants 0]

Hello, I'm trying to find out if insurance will reimburse for Mexico surgeries, as out of network?

my insurance covers the surgery in the US. I am trying to avoid the 6mo wait and pre-op testing and screening as I've already gone through it. I went up to my pre-op appt the week before surgery and had to cancel because I got sick. I had to recover, lost weight on my own and here I am 80lbs heavier just wanting to get through it but they are making me start from day 1.

thanks!

[Sunshine Princess 203]

No. Insurance plans in the US do not cover medical procedures outside the United States unless it’s an emergency procedure.

[liveaboard15 1,293]

Not at all. There is a reason why mexico is cheap... Its basically a cash transaction... They dont deal with insurances.

[Tufflaw 465]

The 6 month wait and pre-surgical testing has nothing to do with being the US, it's required by your insurance company, so even if they covered international surgery you'd still need all that stuff.

Every insurance company is different. When I got sleeved in 2016 I had Empire and I had to wait 6 months. When I got my revision last year I had Fidelis and only had to wait 3 months. My doctor said if I still had Empire I wouldn't have had to wait at all because they changed their policy.

Mexico should only be considered if you can self-pay.