Insurance issue!

[Malinda1984 0]

Ok, so my husband started a remote job in Oklahoma where we live. The job is based in California. They are going to get us set up with Anthem-BCBS, somehow, although Anthem doesn't show that coverage is here. I guess my question is has anyone been in my situation? How will it go as far as getting approved for Gastric Bypass? Thanks! Malinda

[liveaboard15 1,293]

That may be a issue if no doctors in your area accept that insurance. you may need to go to California to have the surgery. Best thing to do is honestly give their customer service number a call and see.

[Queen ApisM 427]

I can tell you my experience living in Virginia with doctors in Washington, DC but having Seattle-based BCBS coverage. Because certain employees were out of area, we just were able to use the other area BCBS providers. Honestly, it never was an issue for anything. But - I can't tell you that'll be the case here or for surgery (I did not get my surgery while there, nor was mine covered by my current insurance).

I'd confirm with the employer and BCBS directly how this will work not only for surgery but also the providers (including hospitals) covered under your plan.

[Flab-U-Less Forever 140]

I second contacting the insurance customer service rep. When you do, make sure your write down names, dates, times and pertinent info. I would also suggest having your husband's employer's HR person who deals with benefits/insurance on the line with you. This way everyone is in the know. I had an issue 3 days before surgery. My husband's employer is an international firm who is self pay but uses BCBS in upstate NY to handle the pricing/contract end. I live in the DC/Maryland area. It's convoluted but had HR and insurance on the line together to work things out. A tense few days but everything worked out.

[lizonaplane 1,613]

My insurance is based in NC but I live in MA and I work remotely. I have a PPO (BCBS NC PPO). My MA doctors were covered. How would you see any doctor if you don't have insurance in OK? It seems like they need to sort that out. Have your husband talk to HR about this.

[SleeveToBypass2023 2,637]

18 hours ago, Malinda1984 said:

Ok, so my husband started a remote job in Oklahoma where we live. The job is based in California. They are going to get us set up with Anthem-BCBS, somehow, although Anthem doesn't show that coverage is here. I guess my question is has anyone been in my situation? How will it go as far as getting approved for Gastric Bypass? Thanks! Malinda

I have BCBS of Illinois (PPO) and I live in Colorado and work remotely. Everything here is covered and I don't have to go to any other state for anything. Definitely set up your BCBS insurance portal. You can find doctors in your network on there. If you can't, definitely call customer service.