post-op insurance changes

[pizzicato66 1]

Hi - I have what I hope is a different question - if there's a thread for this already, feel free to let me know where it is.

I'm 4 months post-op and am considering a move and job change to California, but I'm wondering about insurance changes post-op.

Have any of you changed insurance after getting banded, and if so, did your new insurance cover fills and checkups or was it considered a pre-existing condition?

I know every policy is different, but I'm curious as to whether there's a trend for this.

I'd love to live my dream and move to Sunny CA, but it would suck if my fills and postops aren't covered!

[HeatherA 1]

That's a good question... I'm sorta wondering the same thing. My INS changes from UHC to Cigna on January 1st and I'm hoping that I'll have no problems with follow-up care once the change happens. Of course it's my husband's company making the change so it's a bit different than your situation. Hopefully someone will chime in and share some info with us :-)

[Ellisa 6]

pizzicato,

Usually, (not always) employers will keep the same level of coverage when switching. Your husband should make the HR people aware of your concerns so they can be working with the insurance company before the switch.

When my employer switched, 18 months ago, the kept everything pretty much the same but there were some things that were to be phased out after a year. It was mostly concerning covered prescription drugs.

[Ellisa 6]

Oops, I meant to address that to Heather.

pizzicato I don't have a clue about your question. :embarassed: