scollins707 16 Posted August 10, 2021 On 8/6/2021 at 10:09 AM, RickM said: Assuming that your insurance is associated with your husband's job, then you will be offered a continuation of it under COBRA - it's a legal requirement for the employer. You pay the full cost rather than the partial cost you paid as an employee, but it's usually much less than what you will find on the open market or Obamacare exchanges (unless you qualify for a substantial subsidy - you have to check it out and run the numbers.) Under COBRA, it will be the same insurance and rules that you are already used to in your husband's plan, so there should be no problem requalifying for the surgery; under an Obamacare (Covered California, here) the benefits, costs and deductibles may be different, and varied depending upon plan chosen, but it should still be covered here in Calif. Good luck in working through this, despite the current bad luck! in addition to the information above, You might not have to requalify. They typically will honor the prior authorization request that was already approved. This is only if you use COBRA, though. I would suggest using COBRA until you have surgery. Remember that you have to stay on it consecutively once you are on it—no gap in months. I might be able to answer some of your questions if you had a PPO. Good luck! 2 Maribelle76 and Dave In Houston reacted to this Share this post Link to post Share on other sites
Tinyhounds 57 Posted August 10, 2021 4 hours ago, Veronica-FS said: Are you with Dr. Suh? Sent from my SM-G998U using BariatricPal mobile app Yes. Through Kaiser. Share this post Link to post Share on other sites
star618 19 Posted August 10, 2021 (edited) 17 hours ago, Tinyhounds said: I had also done my covid testing & registration at the hospital. Literally all that was left was to go back for the procedure. It was heartbreaking. No beds. I called today to find out if they might know when they might be able to start rescheduling, and they just said no, we have to take it day by day. Not holding my breath. I had the same surgeon and i was canceled back in January it really sucks. I don't know if you are through Kaiser but you can call your bariatric case worker and see if they can get you in at another facility i know west la and a few other facilities are still doing surgeries and there are cancelations all the time. My friend who was canceled did this and got in a few weeks later. It's worth a shot. Good Luck and hope you can get something figured out. Edited August 10, 2021 by star618 1 sillykitty reacted to this Share this post Link to post Share on other sites
Tinyhounds 57 Posted August 10, 2021 51 minutes ago, star618 said: I had the same surgeon and i was canceled back in January it really sucks. I don't know if you are through Kaiser but you can call your bariatric case worker and see if they can get you in at another facility i know west la and a few other facilities are still doing surgeries and there are cancelations all the time. My friend who was canceled did this and got in a few weeks later. It's worth a shot. Good Luck and hope you can get something figured out. I am with Kaiser. I will definitely call and try to find out. I really appreciate the suggestion! 3 Veronica-FS, sillykitty and star618 reacted to this Share this post Link to post Share on other sites
star618 19 Posted August 10, 2021 57 minutes ago, Tinyhounds said: I am with Kaiser. I will definitely call and try to find out. I really appreciate the suggestion! Good luck! I hope they can figure something out for you 1 sillykitty reacted to this Share this post Link to post Share on other sites
chunkarella 59 Posted August 11, 2021 I'm sorry to hear this. This happened to me last year. I was like 3 days or so out from my appointment and it was cancelled because of covid and then again because they wanted clearance from a cardiologist before they put me under anesthesia. It's so heartbreaking. I gained weight back and then it was almost cancelled again because it was much higher than my starting weight. If i was any more than 10 lbs over my initial weigh in, they'd cancel it the day of... like someone stated earlier, use this for fuel. Use this time to try to work on and hone your post-surgery skills. I hope this all works out for you! 2 lizonaplane and ceecee.100 reacted to this Share this post Link to post Share on other sites
Ready21 34 Posted August 11, 2021 On 08/05/2021 at 12:55, Tinyhounds said: I literally posted about this a couple weeks ago. I was worried that with surging covid cases, they would shut down the elective surgeries again. My surgery was scheduled for tomorrow. This morning about 10 am, the nurses called me to give me instructions for pre-surgery. Then they called me at noon to tell me they were canceling me. The worst part is that my husband lost his job, and I’m losing my insurance. This isn’t going to happen for me. I’m devastated. I’ve been crying since they told me. I don’t even know what I’m supposed to do now. I’ve been on liquids for a week. I just feel like.... I have jumped through every one of the hoops for this insurance. I waited months the first time the hospitals were shut down. Finally got a consult. Finally got a date. Made it to THE DAY BEFORE.... I just don’t even know. I’m so sorry this has happened. I can feel your anguish in your words. I hope some how and some way you’re able to see this through. Hugs! Share this post Link to post Share on other sites
knightbills 15 Posted August 11, 2021 I'm so sorry to hear this, it's really frustrating. Share this post Link to post Share on other sites
star618 19 Posted October 18, 2021 Hi, just wanted to check back and see if you got everything taken care of? Share this post Link to post Share on other sites