If you know insurance doesn't cover surgery

[Musicsings14 0]

Hello everyone. I work for a public school system that does not cover the surgery. I feel like this is hopeless. I can not take out another loan for self pay. Paying on student loans and everything else. Has anyone ever been the pre-surgery process, been able to have the labs and other stuff billed through insurance under recommendation from a doctor? Has anyone submitted their documents and such to the insurance company after the pre-surgery process and been approved due to medical nesseccity? Any insight is appreciated.

Thanks,

Kelly

[Briswife15 890]

Hi. I'm sorry your employer's policy doesn't cover bariatric surgery. That's a bummer. Unfortunately, even if it is a "medical necessity " if they don't cover it, they don't cover it. I'd suggest talking to HR or whomever decides what your policy covers, and ask them to consider covering it in the future. Good luck to you!

Sent from my SM-N960U using BariatricPal mobile app

[NYJenn 1,463]

Are you married or young enough to get back on your parents insurance?

[Musicsings14 0]

I am married by hubby's insurance doesn't cover it either.

[Musicsings14 0]

As far as submitting a request to H.R not sure how that would go over in the public schools coming from a teacher.