Life Insurance

[SleeveinIL 386]

So now that I’ve lost some weight I asked my life insurance to re-evaluate my rating to see if I can get a cheaper rate. Those jerks actually cut your weight loss in half because “the average person regains half the weight they lost.” Has anyone else run into this? Just irritated me. Sorry to vent.

[GradyCat 3,695]

I hadn't even thought about any discount for life insurance now based on a lower weight. Interesting.

[Healthy_life2 8,324]

39 minutes ago, SleeveinIL said:

So now that I’ve lost some weight I asked my life insurance to re-evaluate my rating to see if I can get a cheaper rate. Those jerks actually cut your weight loss in half because “the average person regains half the weight they lost.” Has anyone else run into this? Just irritated me. Sorry to vent.

Improved health, less medication and health issues are resolved. Shop for a new company with better rates.

I had no problem mentioning I was looking for better rates to my long-standing insurance company. All the sudden they wanted to try to compete for my business. They did not make the cut. lol

[Tim p 2]

15 hours ago, SleeveinIL said:

So now that I’ve lost some weight I asked my life insurance to re-evaluate my rating to see if I can get a cheaper rate. Those jerks actually cut your weight loss in half because “the average person regains half the weight they lost.” Has anyone else run into this? Just irritated me. Sorry to vent.

I am a retired insurance agent. Most companies require 1 year from date of surgery, but I have had several during my careeer that we requested a change in rating and they were approved and out underwriting was relatively strict.

[Avery's Mom 315]

16 hours ago, Healthy_life2 said:

Improved health, less medication and health issues are resolved. Shop for a new company with better rates.

I had no problem mentioning I was looking for better rates to my long-standing insurance company. All the sudden they wanted to try to compete for my business. They did not make the cut. lol

YEP. tell them BYE Felicia

[abefroman329 704]

4 hours ago, Tim p said:

I am a retired insurance agent. Most companies require 1 year from date of surgery, but I have had several during my careeer that we requested a change in rating and they were approved and out underwriting was relatively strict.

These days 2 years is more common than 1 year. Although you should be able to get AD&D until it's been 2 years since your surgery.