SleeveinIL 386 Posted March 17, 2019 So now that I’ve lost some weight I asked my life insurance to re-evaluate my rating to see if I can get a cheaper rate. Those jerks actually cut your weight loss in half because “the average person regains half the weight they lost.” Has anyone else run into this? Just irritated me. Sorry to vent. 1 Healthy_life2 reacted to this Share this post Link to post Share on other sites
GradyCat 3,695 Posted March 17, 2019 I hadn't even thought about any discount for life insurance now based on a lower weight. Interesting. Share this post Link to post Share on other sites
Healthy_life2 8,324 Posted March 17, 2019 39 minutes ago, SleeveinIL said: So now that I’ve lost some weight I asked my life insurance to re-evaluate my rating to see if I can get a cheaper rate. Those jerks actually cut your weight loss in half because “the average person regains half the weight they lost.” Has anyone else run into this? Just irritated me. Sorry to vent. Improved health, less medication and health issues are resolved. Shop for a new company with better rates. I had no problem mentioning I was looking for better rates to my long-standing insurance company. All the sudden they wanted to try to compete for my business. They did not make the cut. lol 2 FluffyChix and Orchids&Dragons reacted to this Share this post Link to post Share on other sites
Tim p 2 Posted March 18, 2019 15 hours ago, SleeveinIL said: So now that I’ve lost some weight I asked my life insurance to re-evaluate my rating to see if I can get a cheaper rate. Those jerks actually cut your weight loss in half because “the average person regains half the weight they lost.” Has anyone else run into this? Just irritated me. Sorry to vent. I am a retired insurance agent. Most companies require 1 year from date of surgery, but I have had several during my careeer that we requested a change in rating and they were approved and out underwriting was relatively strict. 1 FluffyChix reacted to this Share this post Link to post Share on other sites
Avery's Mom 315 Posted March 18, 2019 16 hours ago, Healthy_life2 said: Improved health, less medication and health issues are resolved. Shop for a new company with better rates. I had no problem mentioning I was looking for better rates to my long-standing insurance company. All the sudden they wanted to try to compete for my business. They did not make the cut. lol YEP. tell them BYE Felicia 1 jaytissle55 reacted to this Share this post Link to post Share on other sites
abefroman329 704 Posted March 18, 2019 4 hours ago, Tim p said: I am a retired insurance agent. Most companies require 1 year from date of surgery, but I have had several during my careeer that we requested a change in rating and they were approved and out underwriting was relatively strict. These days 2 years is more common than 1 year. Although you should be able to get AD&D until it's been 2 years since your surgery. Share this post Link to post Share on other sites
