Moving to UHC PPO starting Jan

[antsmith101 0]

I'm currently with Blue Cross of CA and next week our open enrollment for insurance starts and they are no longer offering Blue Cross. So now I gotta choose UHC PPO or Kaiser of CA.

I finished my Psych Eval (yesterday), sleep Test (have sleep apeana), and just couple more steps then ill be finished to send into insurance.

I'm thinking that if I send in the stuff to Blue Cross that they will deny me cause my insurance is ending at end of Dec. So is it best to wait Jan and send it into UHC? or send Blue Cross ASAP?

Only problem I have is with UHC is that I don’t have 5year record of BMI 35+ Medical. I have record from 2001 (BMI 37) then 2006 (BMI 42) and 2007 (BMI 46) Medical Record.

Was hoping my long list of medical issue and family, would over rule the 5year record.

Any help would be very helpful.

Thanks

[destynee990 0]

Hi there! I just went thru a similar situation! I actually was able to switch prior to OPEN ENROLLEMENT. I left Kaiser after 17yrs! I simply had to request my medical records be sent to my NEW provider which is UHC choice plus.. That may be all you have to do if you choose to wait till your "new" insurance kicks in..

hope that helps

[antsmith101 0]

Well talked to my bariatric surgeon today and he approved me for Lapband surgery. I gotta attend Seminar/Support Group next and after that.....

I'm guessing the next step after seminar is bariatric surgeon for appointment for SURGERY??? And Insurance turn in??

OMG I REALLY HOPE I GET APPROVED>>>>@#$

sleep Test - Done

1st Bariatric Surgeon Appointment - (Approval) Done

1st Dietitian Appointment - Done

PCP Approval Letter - (Approval) Done

Psych Appointment - (Approval) Done

Seminar/Support Group - Waiting (Nov20)

[antsmith101 0]

Well... today was just a ordinary day except

1. Taking a short nap after turning alarm off and waking up and its 9:38am (late)(yes I did change it hour back awhile back)

2. racing to work to find out my its only 8:43am.

3. Leaving cellphone in car.

4. Getting Email from Hospital saying....... We have called you couple times to let you know you have been APPROVED#$@#$ and We like to setup preop appointment and surgery day@#$@#$ OMG@#$@#$

I havent complete the seminar (20th) which was my last task before sending information to insurance company and wait for approval. I was also worried cause company switching to UHC PPO with different requirements.

So.....

Surgery date: Dec 3rd w/ Blue Cross of CA

[destiny79 0]

OMG that's great welcome to the MERRY LOSER DEC opt date congrats:whoo:

[antsmith101 0]

I was so worried starting all over on a new insurance and stuff... lol

Gotta start on liquid diet soon... find out tuesday on what I have to do before surgery.

Thanks... though I would be stressing like you when they send out approval... lol but they didnt tell me ;p