Questions on financing aspect

[Jbare 0]

I will have BCBS of Texas in January 08. Everything I have read states the procedure costs around 14,000. Does this include all of the rejustments done in the future. like with braces?

Why does your insurance company have to approve a decision your doctor has made? I wouldnt think a doctor would preform a surgery on someone tht didnt need it.

I will have lots of question over the next few weeks and I'm really hoping you guys can help me

[IndioGirl55 32]

I will have BCBS of Texas in January 08. Everything I have read states the procedure costs around 14,000. Does this include all of the rejustments done in the future. like with braces?

Why does your insurance company have to approve a decision your doctor has made? I wouldnt think a doctor would preform a surgery on someone tht didnt need it.

I will have lots of question over the next few weeks and I'm really hoping you guys can help me

#1 where are you getting cost for surgery - did the doc tell you - i have bc ca hospital billed insurance 64,000 for 2 night - insurance paid $3500

I paid $350 - this very individual as to where you live what your doc charges - i have read tht in mex you can get it done for $7500

#2 it depends on your doc - does he include 1 month 2 month etc of fill for no charge - that's totally a doc matter we can't answer

#3 It's the way of insurance companies - every thing must go by their doctors before you get approval.

Good Luck...

[PJ333 0]

JBare -

I am in the Houston area as well and my insurance will be changing to BCBS in January.

It looks as if we'll be in the same boat!

I hope our new policies cover the procedure!

[TXbandit 4]

I am a state of TX BCBS Healthselect employee, and the procedure is totally excluded - I will be self-pay. TrueResults (offices in San Antonio, Austin, Dallas) has a $15,000 charge and it includes fills and follow-ups for 2 years - and the diagnostics like lab work and xray, etc are included. I just think about it like I am buying a car. I know I have spent almost this much in the past for Jenny Craig, LA Weightloss, Weightwatchers since age 13.....etc. etc....Nutrisystem, blah blah

[IndioGirl55 32]

I am a state of TX BCBS Healthselect employee, and the procedure is totally excluded - I will be self-pay. TrueResults (offices in San Antonio, Austin, Dallas) has a $15,000 charge and it includes fills and follow-ups for 2 years - and the diagnostics like lab work and xray, etc are included. I just think about it like I am buying a car. I know I have spent almost this much in the past for Jenny Craig, LA Weightloss, Weightwatchers since age 13.....etc. etc....Nutrisystem, blah blah

TXbandit - Congratulations for taking care of you !!!!

[Jbare 0]

How much does it cost?

The cost for this surgery is $12,000. This is a flat rate that has been discounted and is due in full 2 weeks prior to your scheduled surgery. Included in this fee are surgeon's fee, anesthesia fee, hospital stay, pathology fee if needed, and pre-op upper GI if required. We do not offer any payment plans. You will also be required to pay $400 for pre-op assessments by our Registered Dietitian and Exercise Specialist. This fee also includes your GoTo Workbook and post-op support. The initial medical consult by the surgeon is billed to insurance or self-pay.

this is from the web site I am using to figure things out. This is the cost of the lap band. I actually live in Illinois but my husbands company is based in Texas and that is how I'll have bcbs of texas. Thanks for all the help everyone. I'm going to my seminar on the 27th of this month, I'mso curious but also scared