insurance

[evgirl 3]

So I haven't started the process yet... and was wondering if any has gone threw United Healthcare for their surgery? I know most of the basics on what they cover for gastric sleeve, but what I want to know is if they covered everything or if they covered 80%? I just want to be prepared a little better before making the leap for this.

Edited April 13, 2018 by evgirl

[sammi123 116]

I have UHC Choice and through my job I am covered 100% after deductable:)

[elforman 234]

@evgirlYou'll need to refer back to your policy or call UHC's customer service center and ask them. Each insurance company sells many different plans with different coverage levels, deductible and out-of-pocket maximums. And more importantly, presuming you get your insurance through an employer, it's the employer the decides what is covered by your plan and what your share of cost is.

Many employers omit bariatric surgery coverage from their policies to save money, so at least that doesn't seem to be the case with you. A lot of people start the process only to find out that weight loss services are excluded from their policies in the small print.

So if you discover you've got a high deductible and high out of pocket, remember it's your employer's fault, not the insurance company.