Self pay and Supplemental insurance

[timshel 2]

tl;dr: Is it crazy for me to go into my self-pay vsg without supplemental insurance?

Several months ago I found out that my insurance doesn't cover WLS period, no matter how necessary it is. No problem, I decided to self pay, saved my money, etc etc. One of the costs the doctor's office listed was supplemental insurance to cover any complications.

I went to my pre-op on Thursday and found out the office does not have a supplemental insurance agreement. I'm pretty shocked. As of yesterday they still don't have one. My surgery is at 9:45 am on Monday. When I talked to the surgical coordinator on the phone, she said that they had stopped requiring supplemental insurance for self pay patients because (1) it was so expensive and (2) they never had to use it.

I really don't want to postpone the surgery--I'm mentally and emotionally prepared, been on this liquid diet for 2 weeks and really don't want to do that for any longer than necessary, and I've rearranged schedules (both of myself and others) to accommodate this surgery. But is it foolish to go into surgery without supplemental insurance? What did you other self-payers do?

If this info helps at all, I'm 29 years old, 41 bmi, slightly high blood pressure and cholesterol, but generally "healthy" (besides the weight of course, haha). I've been under anesthesia before and never had a negative experience.

[brookie 89]

you will be fine,im self paying & don’t have it either.the risk is really low but anything could happen,just like any surgery.my surgeon has done over 1200 of them & i trust him.i just have faith that things will go well.