Lost insurance

[kfulcer 31]

My husband lost his job and our insurance. Im on month 4 of my 6 month "supervised" pre op stuff. I signed up for insurance with my employer. Did anyone else go through this? Did you have to start all over again?

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[kristin30 14]

I would think as long as you continue to attend monthy appts. You should be fine. I know thats how my insurance was.

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[temkins 71]

if your doc accepts your new insurance, there should be no problem.

[kfulcer 31]

Im maintaining outwardly. No one knows my husband lost his job except my HR manager. But inside Im a train wreck.

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[Apple203 1,314]

((hugs)) You know that sappy old saying: when one door closes another door opens? Well, its true, at least a lot of the time. Glad you were able to get health care coverage through your office, and that you have a job. Try not to let this derail your plans.

[kfulcer 31]

Ive contacted all my doctors and requested a call from the hospital insurance specialist and a call from the insurance company. Thank God I do this for a living! LMAO

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[Creekimp13 5,840]

Any chance you could buy an extension of hubby's insurance through COBRA? Might be expensive for a couple of months...but it could save your surgery.

[BigAussieGirl 162]

Sorry to hear about your husband's work situation. I don't really understand the US medical insurance system but the thought of losing your job and insurance and the same time sounds very overwhelming.

Sending you best wishes.

[Geri Marie 235]

Do the COBRA option. That’s what I have. It’s surprisingly simple to keep coverage and its just like your still working. Call them and get it set up! Dont loose out on the amazing journey!

[kfulcer 31]

We discussed that option, but we had BCBS of Michigan. They changed their policy to cover out of state medical to emergency only. We live in WI. Cobra would have been 900 per month. My insurance is 144 per month. After talking to my doctor, I think all should be well. Thanks everyone for yhe encouraging and positive words!! So glad I can vent here! Whew!

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[sarhgrif 127]

I switched insurance on 1/1/18. My last supervised visit was 1/3/18. I got approval yesterday from new insurance everything was accepted! Good luck

[kfulcer 31]

I switched insurance on 1/1/18. My last supervised visit was 1/3/18. I got approval yesterday from new insurance everything was accepted! Good luck

That is awesome to hear! Congratulations and keep us posted!

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[FluffyChix 17,415]

As I understand it, it's the "continual" part that is important. So you just can't skip a month on your checkups ((hugs))!!