Aworknprogress 35 Posted January 5, 2018 I have a quick question I'm in the last stages of getting approval for the gastric sleeve surgery,up until yesterday I was excited.Reason being is because I decided to call my insurance company just to ask some general questions.I basically asked about coverage I have BCBS NY.I wanted to know about the coverage of the surgery the rep I spoke with yesterday mentioned something about my out of pocket cost saying that if it was at like $600 it would be 80% coverage and if it was at $3500 it would be 100% coverage.She didn't go in depth on my situation specifically she was really just speaking in general well anyways I'm worried now cause i started doing the math and I really can't afford to pay huge amounts like I have bills so idk.Also she mentioned they cover up to $20,000 in full for bariatric surgery as like the max amount.I guess my question is if there is a out of pocket cost is that something that is expected all at once,or do they allow you to pay it over a course of time.Or is that I have to pay it up front or no surgery at all?Sorry if I'm all over the place but I'm just extremely worried now...and maybe I am just getting ahead of myself and need to be patient and wait to see what the outcome is but that is eaier said than done Share this post Link to post Share on other sites
MissSimpson 81 Posted January 5, 2018 (edited) I had to pay the hospital like $2000. My BCBS covered something like $25000. The hospital wanted 40% up front. Edited January 5, 2018 by MissSimpson Share this post Link to post Share on other sites
Aworknprogress 35 Posted January 5, 2018 5 minutes ago, MissSimpson said: I had to pay the hospital like $2000. My BCBS covered something like $25000. The hospital wanted 40% up front. Is that how much the sleeve cost?$25,000? Share this post Link to post Share on other sites
MissSimpson 81 Posted January 5, 2018 2 minutes ago, Aworknprogress said: Is that how much the sleeve cost?$25,000? The guy at the hospital quoted me something like $26,000 something. I’m not exactly sure because he said the number and I was SO shocked! Maybe it is, if BCBS will pay $25,000 and I had to pay around $2,000? Share this post Link to post Share on other sites
Aworknprogress 35 Posted January 5, 2018 1 minute ago, MissSimpson said: The guy at the hospital quoted me something like $26,000 something. I’m not exactly sure because he said the number and I was SO shocked! Maybe it is, if BCBS will pay $25,000 and I had to pay around $2,000? Ima just hope for the best,ty for responding 1 MissSimpson reacted to this Share this post Link to post Share on other sites
