Switching INS. Mid Way?

HeatherA · October 22, 2007

I am so nervous! We just got a letter in the mail from my husband's employer stating that we will be moving from our UHC plan Definity Health to Cigna's Consumer Choice Enhanced Plan as of Jan. 1. Now, I have already started the process with UHC and have my all day doctor's visit on Thursday. What happens to me if UHC approves my surgery but I don't actually have it until early 2008?????

I'm feaking out here! I just don't know what to do! I don't want to go through all of this and then have to start over with a 6 month diet next year to meet the hoops Cigna might want me to meet.

Can anyone calm my nerves or at least share their thoughts?

Thanks!

katiep2003 · October 24, 2007

I wish I could help, but I'm kinda on the same situation, I was all set to start the process with United Healthcare and then my husbands employer decided to up and switch us to Anthem. But I think our switch is a blessing, because UHC wasn't going to cover the surgery, and it looks as if Anthem will.

I hope you don't have to start all over...

HeatherA · November 30, 2007

Just an update... my surgeon and the program I'm going through have worked with me to try to get my surgery before the end of the year. A few days ago I got the email that told me I was approved. I hope to have my surgery in a few weeks.